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USDA Eligibility Boundaries for Garrard, Kentucky 
There are no geographical USDA loan restrictions in this county. 100% of Garrard County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Garrard county is rated a 3. The average temperature during the month of June is 76.2℉ and the average temperature in January is 36.1℉. The typical humidity of this area is approximately 63% and the area covered by water is 1.14%. The overall influence score for Garrard is 6.
The map below displays geographic boundaries of Garrard, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Garrard County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.
Garrard County, Kentucky is located in Central Kentucky and has a population of 16,780 people. The median household income is $39,843 and the median age is 42.4 years. The poverty rate is 18.5%.
Living conditions in Garrard County vary depending on the area. The county has several small towns with a variety of housing options from single-family homes to apartments and mobile homes. The cost of living in Garrard County is slightly below the national average, making it an affordable place to live.
The quality of life in Garrard County is generally good. There are many recreational activities available, including parks, lakes, and trails. The county also has a strong sense of community, with local festivals and events throughout the year. Education is also highly valued in Garrard County, with strong public schools and several private schools as well.
Garrard, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Kentucky
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
