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There are 453 USDA backed residential loans in Graves county with an average loan balance of $85,587. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $87,796. On average the rural home size purchased with this loan was approximately 1,524 SqFt. Graves county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Graves County is roughly 1,440 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Graves County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Graves County, KY
* cities most likely to have USDA loan eligible properties for sale.
Baltimore • Boaz • Browns Grove • Clear Springs • Cooksville • Cuba • Dublin • Dukedom • Fairbanks • *Fancy Farm • *Farmington • Feliciana • Folsomdale • Golo • *Hickory • Hicksville • Holifield • Kaler • Kansas • *Lowes • Lynnville • *Mayfield • Payne • Pilot Oak • Pottsville • *Pryorsburg • Roper • *Sedalia • South Highland • Stubblefield • *Symsonia • Tri City • Vealsburg • Viola • *Water Valley • West Viola • Westplains • Wheel • *Wingo
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Graves County.
Graves County is located in the far southwestern region of the state of Kentucky in the United States. Established on December 19, 1821, the county was named after Major Benjamin Franklin Graves, a notable Kentucky legislator and military figure who perished in the Battle of Raisin River during the War of 1812. The county seat is Mayfield.
Prior to European settlements, the area was inhabited by Native American tribes, primarily the Chickasaw. In the early 19th century, Graves County saw an influx of settlers from Virginia and North Carolina, attracted by its fertile soil and abundant natural resources. Agriculture played a vital role in the county's economy, with farmers primarily cultivating tobacco and corn.
Graves County has a rich historical heritage with many landmarks, such as the Wooldridge Monuments and the Confederate Memorial of Mayfield. The city of Mayfield, in particular, played a significant role during the Civil War, serving as the stronghold of the Confederate Army.
Fun Fact: Graves County is known for its annual "Tater Day" festival, also known as the Sweet Potato Festival. This unique event dates back to the 1840s when farmers gathered in Mayfield to trade and sell sweet potatoes or "taters." The festival is celebrated on the first Monday of April and features a variety of community events, including a beauty pageant, a parade, and a carnival.