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There are 59 USDA backed residential loans in Hancock county with an average loan balance of $104,595. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $106,240. On average the rural home size purchased with this loan was approximately 1,486 SqFt. Hancock county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Hancock County is roughly 515 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hancock County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Hancock County, KY
* cities most likely to have USDA loan eligible properties for sale.
Adair • Cabot • Chambers • Dukes • Easton • Floral • Goering • *Hawesville • *Lewisport • Patesville • Pellville • Petri • Skillman • Victoria Crossroads • Waitman • Weberstown
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hancock County.
Hancock County is a small county in the northwestern part of Kentucky, the great state of the United States of America. Established on March 3, 1829, it was named in honor of John Hancock, a founding father and the first signer of the Declaration of Independence. The county seat and largest city is Hawesville, which was established in 1829 as well.
The region's early settlers were mainly of Scotch-Irish and German descent, and many families migrated from Virginia and North Carolina. Agriculture played a crucial role in the county's development, particularly tobacco farming, which became a vital part of the local economy. The Ohio River, which runs along the northern border of Hancock County, facilitated the movement of goods and people, contributing to the growth of the region.
During the Civil War, Hancock County experienced divided loyalties from its residents, as some supported the Union while others favored the Confederacy. This led to various skirmishes and battles in the area throughout the war.
A fun fact about Hancock County is that it is home to the Vastwood Park, a 300-acre park that includes camping sites, fishing lakes, hiking trails, and various sports facilities. This park attracts visitors from all over the region who come to enjoy its recreational offerings and the natural beauty of Kentucky's outdoors.