Find USDA Eligible Properties in Harlan County

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Looking to buy in Harlan County, Kentucky?

There are 119 USDA backed residential loans in Harlan county with an average loan balance of $77,318. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $81,755. On average the rural home size purchased with this loan was approximately 1,437 SqFt. Harlan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Harlan County is roughly 1,210 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Harlan County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Harlan County, KY   Harlan QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ages   •   Alva   •   Bailey Creek   •   Bardo   •   Baxter   •   *Benham   •   Benito   •   Big Laurel   •   Black Bottom   •   Black Mountain   •   Blackjoe   •   Blair   •   Bledsoe   •   Bobs Creek   •   Brookside   •   *Cawood   •   Chad   •   Chevrolet   •   Closplint   •   Clover   •   CloverDarby   •   Clovertown   •   Clutts   •   *Coldiron   •   Colts   •   *Coxton   •   Cranks   •   Crummies   •   *Cumberland   •   Darkmont   •   Dillon   •   Dione   •   Divide   •   Dizney   •   Dressen   •   Elcomb   •   *Evarts   •   Farmers Mill   •   Fresh Meadows   •   Gano   •   Gatun   •   Golden Ash   •   *Harlan   •   Harlan Gas   •   Highsplint   •   Hiram   •   Holmes Mill   •   Keith   •   Kentenia   •   *Kenvir   •   Kildav   •   Kitts   •   Laden   •   Layman   •   Lenarue   •   Liggett   •   Longton   •   Louellen   •   *Loyall   •   *Lynch   •   Martins Fork   •   Mary Alice   •   Mary Helen   •   Molus   •   Nolansburg   •   *Pathfork   •   Pine Mountain   •   Putney   •   Redbud   •   Rex   •   Rhea   •   Ridgeway   •   Rileyville   •   Rio Vista   •   River Ridge   •   Rosspoint   •   Rutherford   •   Sampson   •   Shields   •   Short Town   •   Smith   •   *South Wallins   •   Stanfill   •   Sunshine   •   Tacky Town   •   Teetersville   •   Ten Spot   •   Three Point   •   Totz   •   Tremont   •   Tway   •   Twila   •   Verda   •   *Wallins Creek   •   Woods   •   Yancey

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Harlan County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Harlan County, Kentucky
USDA Boundary Details

Harlan County, located in southeastern Kentucky, was established on January 28, 1819, and named after Major Silas Harlan, a pioneer with strong connections to the area. The county's rich history is steeped in the coal industry, which began to gain traction after the initial discovery of coal in the early 20th century. The growing coal industry led to rapid population growth, as workers arrived to exploit the abundant natural resources.

Throughout the early to mid-20th century, Harlan County became notorious for its labor disputes between coal miners and coal companies, notably the violent 1931-32 dispute called the "Harlan County War." This series of strikes was marked by intense conflict between miners, coal operators, and law enforcement, and garnered national attention. By the mid-20th century, the coal industry reached its peak, with nearly 30,000 miners employed in the county.

Aside from coal mining, Harlan County is known for its scenic beauty, which includes the vast wooded mountain ranges of Pine Mountain and Black Mountain. The county has one incorporated city - Harlan - which serves as the county seat, and several unincorporated communities. Harlan County also boasts a variety of outdoor recreational activities, such as hiking, fishing, and off-roading.

Fun fact: Harlan County is home to Kentucky's highest peak, Black Mountain, which reaches an elevation of 4,145 feet. This makes it a popular destination for hikers and adventure seekers.

Featured Cities of Kentucky
Highsplint Elcomb
Featured Properties from USDA Loan Eligible Regions of Harlan County