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There are 169 USDA backed residential loans in Harrison county with an average loan balance of $103,075. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $106,439. On average the rural home size purchased with this loan was approximately 1,438 SqFt. Harrison county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Harrison County is roughly 802 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Harrison County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Harrison County, KY
* cities most likely to have USDA loan eligible properties for sale.
Alberta • Antioch • *Berry • Boyd • Breckinridge • Broadwell • Claysville • Colemansville • Colville • Connersville • *Cynthiana • Garnett • Hinton • Kelat • Lair • Lees Lick • Leesburg • Oddville • Poindexter • Renaker • Robinson • Rutland • Sunrise • Sylvandell • Venus
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Harrison County.
Harrison County, located in the Bluegrass Region of Kentucky, was established in 1793 and named after Colonel Benjamin Harrison, a distinguished Revolutionary War soldier and political figure. The county seat, Cynthiana, was founded in 1794 and named in honor of sisters Cynthia and Anna Harrison, daughters of the namesake Colonel Harrison.
The early settlers in this region were principally of Scotch-Irish, German, and English descent, who were attracted to the fertile land and abundant resources. Agriculture played a significant role in the region's growth, with tobacco and hemp production dominating alongside corn, wheat, and livestock.
The area was significantly impacted during the Civil War, witnessing two battles that took place in Cynthiana in 1862 and 1864. The first battle saw Confederate forces, led by John Hunt Morgan, temporarily capture the town before retreating, while another raid in 1864 led to a more severe encounter resulting in tremendous loss on both sides.
Today, Harrison County remains primarily agricultural but has diversified through the years by incorporating tourism, antiques, and small businesses into its economic makeup. The region is also known for its beautiful countryside, historic landmarks, and vibrant equestrian community.
Fun fact: Harrison County is the location of the world's first commercial, patented vineyard. Established in 1798 by Swiss winemaker John James Dufour, the vineyard named "First Vineyard" produced the first American vintage aboard the ship "Cynthiana," an early example of American wine-making and the county's deep-rooted agricultural history.