Find USDA Eligible Properties in Henderson County

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There are 160 USDA backed residential loans in Henderson county with an average loan balance of $106,347. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $107,315. On average the rural home size purchased with this loan was approximately 1,416 SqFt. Henderson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Henderson County is roughly 1,210 square kilometers. USDA defined regions of rural loan ineligibility in Henderson cover 149 square kilometers of the county. Approximately 12.4% of Henderson County is ineligible for traditional USDA home loans. The influence score for Henderson County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Henderson County, KY   Henderson QR code
* cities most likely to have USDA loan eligible properties for sale.

*Anthoston   •   Baskett   •   Beals   •   Bluff City   •   Cairo   •   Carlinburg   •   Coraville   •   *Corydon   •   Dixie   •   Euterpe   •   Finley Addition   •   Graham Hill   •   Hebbardsville   •   Henderson   •   Jonesburg   •   Niagara   •   Reed   •   *Robards   •   Rock Springs   •   Smith Mills   •   *Spottsville   •   Tunnel Hill   •   Wilson   •   Zion

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Henderson County.

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View the detailed USDA boundaries and read about general conditions of
Henderson County, Kentucky
USDA Boundary Details

Henderson County, located in the great state of Kentucky, boasts a rich and fascinating history. Established in 1798, the county was named in honor of Colonel Richard Henderson, a pioneer, land speculator, and a key figure in the area's early development. Nestled along the Ohio River in the western part of Kentucky, Henderson County has served as a vital transportation hub and center of trade for centuries.

The county's early settlers largely consisted of pioneers from Virginia and North Carolina, and farming became the main occupation in the region with tobacco being a primary crop. As the 19th century progressed, Henderson County saw an increasing number of immigrants from Germany and Ireland, who contributed further to its growth and development.

Henderson County was also the site of several significant Civil War engagements, specifically during the 1862 Newburgh Raid, when Confederate troops, under the command of Brigadier General Adam Rankin "Stovepipe" Johnson, mounted an attack on the nearby supply depot in Newburgh, Indiana.

One fun fact about Henderson County is that it is home to Audubon State Park, named after the world-famous painter and ornithologist, John James Audubon. Interestingly, Audubon resided in the city of Henderson for a while during the 1810s, and many of his renowned bird illustrations were inspired by his observations in the area. The park itself is a popular destination for bird-watching, hiking, and enjoying the natural beauty that this region of Kentucky has to offer.

Featured Cities of Kentucky
Wilson Tunnel_Hill
Featured Properties from USDA Loan Eligible Regions of Henderson County
4031 Singletree Dr
Henderson, KY

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17787 Middle Delaware Rd
Henderson, KY

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4124 Hillcrest Ter
Henderson, KY

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