Find USDA Eligible Properties in Jefferson County

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Jefferson county has 2 realtors ready to help with your search!

July 2024 Featured Agents
Sabid Velic   from   Schuler Bauer ERA
Cindy Mason   from   Mason Real Estate

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Looking to buy in Jefferson County, Kentucky?

There are 4 USDA backed residential loans in Jefferson county with an average loan balance of $152,958. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 31 years old. The typical appraised home value was around $158,250. On average the rural home size purchased with this loan was approximately 1,624 SqFt. Jefferson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Jefferson County is roughly 1,032 square kilometers. USDA defined regions of rural loan ineligibility in Jefferson cover 1,029 square kilometers of the county. Approximately 99.7% of Jefferson County is ineligible for traditional USDA home loans. The influence score for Jefferson County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Jefferson County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Jefferson County, KY   Jefferson QR code
* cities most likely to have USDA loan eligible properties for sale.

Anchorage   •   Audubon Park   •   Bancroft   •   Barbourmeade   •   Beechwood Village   •   Bellemeade   •   Bellewood   •   Blue Ridge Manor   •   Briarwood   •   Broeck Pointe   •   Brownsboro Farm   •   Brownsboro Village   •   Cambridge   •   Coldstream   •   Creekside   •   Crossgate   •   Douglass Hills   •   Druid Hills   •   Fincastle   •   Forest Hills   •   Glenview   •   Glenview Hills   •   Glenview Manor   •   Goose Creek   •   GraymoorDevondale   •   Green Spring   •   Heritage Creek   •   Hickory Hill   •   Hills and Dales   •   Hollow Creek   •   Hollyvilla   •   Houston Acres   •   Hurstbourne   •   Hurstbourne Acres   •   Indian Hills   •   Jeffersontown   •   Kingsley   •   Langdon Place   •   Lincolnshire   •   Louisville   •   Lyndon   •   Lynnview   •   Manor Creek   •   Maryhill Estates   •   Meadow Vale   •   Meadowbrook Farm   •   Meadowview Estates   •   Middletown   •   Mockingbird Valley   •   Moorland   •   Murray Hill   •   Norbourne Estates   •   Northfield   •   Norwood   •   Old Brownsboro Place   •   Parkway Village   •   Plantation   •   Poplar Hills   •   Prospect   •   Richlawn   •   Riverwood   •   Rolling Fields   •   Rolling Hills   •   Saint Matthews   •   Saint Regis Park   •   Seneca Gardens   •   Shively   •   South Park View   •   Spring Mill   •   Spring Valley   •   Strathmoor Manor   •   Strathmoor Village   •   Sycamore   •   Ten Broeck   •   Thornhill   •   Watterson Park   •   Wellington   •   West Buechel   •   Westwood   •   Wildwood   •   Windy Hills   •   Woodland Hills   •   Woodlawn Park   •   Worthington Hills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jefferson County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Jefferson County, Kentucky
USDA Boundary Details

Jefferson County, located in the great state of Kentucky, was founded in 1780 and is named after the third president of the United States, Thomas Jefferson. Situated on the north-central border of Kentucky, the county consists of an area of approximately 398 square miles. With Louisville as its county seat, Jefferson County is the most populous county in the state, with a population of approximately 767,000, as of 2019.

The region's historical significance is rooted in the establishment of the city of Louisville in 1778, which was named in honor of King Louis XVI of France, as a recognition of his support during the American Revolutionary War. Jefferson County played a crucial role in the Civil War, where it remained with the Union, despite Kentucky's official neutral stance, and Louisville functioned as a crucial supply and logistics center.

A notable landmark in the county is the renowned Churchill Downs horse racing track, which was established in 1875. Churchill Downs has been home to the prestigious Kentucky Derby, the oldest continuously-running sports event in the United States, held annually on the first Saturday in May since its inception.

An interesting fun fact about Jefferson County is that it was the birthplace of the famous American journalist and writer Hunter S. Thompson, who pioneered the Gonzo journalism movement.

Featured Cities of Kentucky
Glenview_Hills Plantation
Featured Properties from USDA Loan Eligible Regions of Jefferson County
10906 Symington Cir
Louisville, KY

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9110 Tangley Ln
Louisville, KY

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3323 Dean Dr
Louisville, KY

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