Find USDA Eligible Properties in Jessamine County

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Pam Murphy   from   Keller Williams Commonwealth

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Looking to buy in Jessamine County, Kentucky?

There are 876 USDA backed residential loans in Jessamine county with an average loan balance of $118,300. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $118,913. On average the rural home size purchased with this loan was approximately 1,414 SqFt. Jessamine county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Jessamine County is roughly 451 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Jessamine County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Jessamine County, KY   Jessamine QR code
* cities most likely to have USDA loan eligible properties for sale.

Dixon Town   •   Hall   •   Hanly   •   *High Bridge   •   Jessamine   •   Keene   •   Little Hickman   •   Logana   •   Mount Lebanon   •   *Nicholasville   •   Pink   •   Pollard   •   Union Mills   •   Vineyard   •   *Wilmore

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jessamine County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Jessamine County, Kentucky
USDA Boundary Details

Jessamine County, located in the heart of Kentucky, was founded in 1798 and named in honor of Jessamine Douglass, the daughter of a prominent local family. Its county seat is Nicholasville, which was incorporated in 1837. The county is part of the Bluegrass Region, famous for its fertile limestone soil and thriving agriculture, especially horse farming.

One of the earliest settlements in the area was in 1779, when people, attracted by the fertile land, began to arrive. Kentucky was initially part of Virginia and became a separate state in 1792. Jessamine County itself was formed from a portion of Fayette County.

The county has a rich history steeped in the traditions of horse farming, tobacco growing, and distilling. It has also been known for its abundant limestone quarries that have contributed to the area's development. During the 19th century, Jessamine County was a hub for railway transportation, including the Lexington and Ohio Railroad, which connected Nicholasville and Lexington to other major cities.

One fun fact about Jessamine County is the presence of the Camp Nelson National Monument, which was designated by President Donald Trump in 2018. Camp Nelson served as a critical Union supply depot and training center during the Civil War, as well as a refuge for African American slaves called "contrabands" who sought protection and freedom. The site was an important recruitment and emancipation center for African Americans, with thousands of them becoming soldiers in the United States Colored Troops. Today, Camp Nelson offers an opportunity to explore the county's significant history through exhibits, programs, and events.

Featured Cities of Kentucky
Vineyard Wilmore
Featured Properties from USDA Loan Eligible Regions of Jessamine County
6006 Harkness Ln
Versailles, KY

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201 Lost Creek Dr
Nicholasville, KY

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246 Kimberly Heights Dr
Nicholasville, KY

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