Find USDA Eligible Properties in Lawrence County

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July 2024 Featured Agent
Paul Patterson   from   Advantage Plus Realty

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Looking to buy in Lawrence County, Kentucky?

There are 59 USDA backed residential loans in Lawrence county with an average loan balance of $95,896. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $100,355. On average the rural home size purchased with this loan was approximately 1,369 SqFt. Lawrence county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lawrence County is roughly 1,088 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lawrence County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lawrence County, KY   Lawrence QR code
* cities most likely to have USDA loan eligible properties for sale.

Adams   •   Ben Bow   •   *Blaine   •   Blevins   •   Buchanan   •   Busseyville   •   Chapman   •   Charley   •   Cherokee   •   Clifford   •   Cordell   •   Davisville   •   Ellen   •   Fallsburg   •   Five Forks   •   Fullers   •   Gallup   •   Georges Creek   •   Glenwood   •   Hannah   •   Houckville   •   Irad   •   Ledocio   •   *Louisa   •   Lowmansville   •   Martha   •   Mazie   •   Noris   •   Orr   •   Overda   •   Patrick   •   Peach Orchard   •   Richardson   •   Skaggs   •   Terryville   •   Torchlight   •   Ulysses   •   Walbridge   •   Webbville   •   Wilbur   •   Yatesville   •   Zelda

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lawrence County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lawrence County, Kentucky
USDA Boundary Details

Lawrence County is located in the northeastern part of the great state of Kentucky. Established on December 14, 1821, it was named in honor of Captain James Lawrence, a naval hero in the War of 1812 known for his dying command, "Don't Give Up the Ship." The county seat, Louisa, was also named in memory of James Lawrence's wife, Louisa.

The region was initially settled by pioneers from Virginia and North Carolina in the late 18th century. Early industry in the county revolved around agriculture, with tobacco being the primary cash crop. Like the rest of Kentucky, Lawrence County was significantly affected by the Civil War, and it faced challenges during Reconstruction.

By the early 20th century, coal mining began to emerge as a critical industry in the area, providing jobs and boosting the economy for decades. However, this also led to significant environmental impacts on the region.

One fun fact about Lawrence County is that it's home to the Yatesville Lake State Park. This 2,300-acre park includes Yatesville Lake, a man-made reservoir created in 1991. The reservoir and park attract numerous visitors every year for recreational activities such as fishing, boating, and camping, making it a popular destination for both locals and tourists.

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Featured Properties from USDA Loan Eligible Regions of Lawrence County