Looking to buy in Lewis County, Kentucky?
There are 78 USDA backed residential loans in Lewis county with an average loan balance of $71,119. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $73,610. On average the rural home size purchased with this loan was approximately 1,315 SqFt. Lewis county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lewis County is roughly 1,283 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lewis County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Lewis County, KY
* cities most likely to have USDA loan eligible properties for sale.
Awe • Burtonville • Carrs • Charters • Clarksburg • *Concord • Cottageville • Covedale • Crum • Emerson • Epworth • Fearisville • Firebrick • *Garrison • Glen Springs • Harris • Herron Hill• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• Irwin • Kinniconick • Kirkville • Nashtown • Petersville • Poplar Flat • Queens • Quincy • Rexton • Ribolt • Rugless • Stricklett • Tannery • Tollesboro • Trinity • *Vanceburg
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lewis County.
Lewis County, situated in the great state of Kentucky, was established on December 2, 1806. It was carved out of Mason County and named in honor of Captain Meriwether Lewis, a renowned explorer who played an essential role in the famous Lewis and Clark Expedition. This expedition, commissioned by President Thomas Jefferson, aimed to explore the newly acquired western territory of the United States.
The county's landscape is characterized by fertile farmlands, rolling hills, and beautiful river valleys. Vanceburg, the county seat, was founded in 1797 along the Ohio River and served as an essential commercial center for the region.
Fun fact: The famous Kentucky writer Jesse Stuart, known for his works on Appalachian culture and his contributions to American literature, was born and raised in Lewis County (Riverton). The county honors him with the annual Jesse Stuart Weekend, which attracts visitors from across the nation and celebrates Stuart's literary legacy with book discussions, cultural events, and local tours.
Overall, Lewis County offers a rich historical background and various attractions for its residents and visitors.