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There are 228 USDA backed residential loans in McCracken county with an average loan balance of $107,958. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $109,211. On average the rural home size purchased with this loan was approximately 1,446 SqFt. McCracken county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of McCracken County is roughly 694 square kilometers. USDA defined regions of rural loan ineligibility in McCracken cover 150 square kilometers of the county. Approximately 21.7% of McCracken County is ineligible for traditional USDA home loans. The influence score for McCracken County is 7. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of McCracken County, KY
* cities most likely to have USDA loan eligible properties for sale.
Camelia • Cecil • Chiles • Cimota City • Epperson • Farley • Freemont • Futrell • Future City • Grahamville • Hardmoney • Heath • Hendron • High Point • Krebs • Lamont • Littleville • Lone Oak • Massac • Melber • Oakdale • Paducah • Ragland • *Reidland • Riverview • Rossington • Saint Johns • Shady Grove • West Future City • West Paducah • Woodville
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in McCracken County.
McCracken County is located in the southwestern region of Kentucky, covering an area of 268 square miles. It was founded on January 15, 1825, and named in honor of Captain Virgil McCracken of the War of 1812, who was killed during the Battle of Frenchtown. Paducah serves as the county seat and also is the largest city within the county.
Originally, the area was inhabited by Native American tribes. In the early 19th century, the land was settled by pioneers who were attracted to the fertile soil and natural resources of the region. The establishment of the city of Paducah in 1830 contributed to the growth of the county, as steamboats began to utilize the Ohio and Tennessee Rivers to transport goods and people.
The arrival of the railroad in the 1850s led to further development of the county, and Paducah served as a strategic location during the Civil War. The city was occupied by both Union and Confederate forces at different times due to the strategic importance of controlling railway and river access points.
Throughout the 20th century, McCracken County continued to develop economically and industrially, with the establishment of various industries, such as manufacturing, and the establishment of the Barkley Regional Airport in 1942, which further connected the region to the rest of the country.
A fun fact about McCracken County is that it is home to the National Quilt Museum, which celebrates America's rich quilting history and showcases a diverse collection of award-winning contemporary quilts. The museum attracts art enthusiasts to the region and is considered one of the top quilting events in the world.