Find USDA Eligible Properties in McCreary County

KY State Flag  McCreary County Seal

Realtors in McCreary browse list of realtors working in McCreary County
McCreary county has 1 realtor ready to help with your search!

April Featured Agent
Tammy Stevens   from Weichert Realtors Ford Brothers

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in McCreary County, Kentucky?

There are 69 USDA backed residential loans in McCreary county with an average loan balance of $75,919. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 32 years old. The typical appraised home value was around $82,777. On average the rural home size purchased with this loan was approximately 1,412 SqFt. McCreary county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of McCreary County is roughly 1,119 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for McCreary County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of McCreary County, KY   McCreary QR code
* cities most likely to have USDA loan eligible properties for sale.

Barthell   •   Bauer   •   Beulah Heights   •   Blue Heron   •   CoOperative   •   Comargo   •   Creekmore   •   Fidelity   •   Funston   •   Gilreath   •   Hollyhill   •   Honeybee   •   Marshes Siding   •   Nevelsville   •   Oz   •   *Pine Knot   •   Revelo   •   Sawyer   •   Silerville   •   Slavans   •   Smith Town   •   *Stearns   •   Strunk   •   *Whitley City   •   Wiborg   •   Worley   •   Yamacraw

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in McCreary County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
McCreary County, Kentucky
USDA Boundary Details

McCreary County is located in the southeastern part of the state of Kentucky and was established on March 12, 1912. The county is named in honor of James B. McCreary, who served as the Governor of Kentucky twice (from 1875 to 1879 and from 1911 to 1915). McCreary County has a rich and diverse history, with its lands once inhabited by Native American tribes such as the Cherokee, Shawnee, and Creek.

The area was settled by European immigrants in the 18th and 19th centuries, who were attracted by the fertile lands and abundant natural resources. The region's economy was primarily based on agriculture, timber, and coal mining. The lumber and coal industries rose in prominence in the late 19th and early 20th centuries, leading to a population boom as people flocked to the region for employment in these industries. However, as these industries experienced a decline, so did the prosperity of McCreary County.

Today, McCreary County is well-known for its natural beauty and outdoor recreational opportunities. The county lies within the biodiverse Cumberland Plateau, and it contains parts of the Daniel Boone National Forest, Big South Fork National River and Recreation Area, and Cumberland Falls State Resort Park.

A fun fact about McCreary County is that it is home to the majestic Cumberland Falls, also known as the "Niagara of the South." This waterfall, located within the Cumberland Falls State Resort Park, spans 125 feet in width and has a 68-foot drop. Cumberland Falls is one of the few places in the western hemisphere where you can witness a "moonbow," a unique natural phenomenon that occurs when the light of the full moon produces a rainbow-like effect in the spray of the waterfall.

Featured Cities of Kentucky
Worley Wiborg
Featured Properties from USDA Loan Eligible Regions of McCreary County
437 Holloway Cemetery Rd
Whitley City, KY

property photo


4620 Highway 90
Parkers Lake, KY

property photo


66 Murphy Sub St
Stearns, KY

property photo