USDA Eligibility Boundaries for McCreary, Kentucky McCreary QR code


State Welcome Sign  McCrearyCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of McCreary County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, McCreary county is rated a 4. The average temperature during the month of June is 76.0℉ and the average temperature in January is 37.8℉. The typical humidity of this area is approximately 66% and the area covered by water is 0.68%. The overall influence score for McCreary is 9.

The map below displays geographic boundaries of McCreary, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Pulaski is 41 kilometers to the north, Wayne is 31 kilometers to the west and Whitley is 30 kilometers to the east.

Select from the above list of cities in McCreary County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.


County level USDA loan eligibility boundaries for McCreary, Kentucky



McCreary County, Kentucky is a rural, Appalachian county located in the southeastern corner of the state. The population of McCreary County was estimated to be 17,300 as of 2019. The median household income in McCreary County is $23,841, which is significantly lower than the national average of $61,937. The poverty rate in the county is nearly twice the national average at 27.5%, and over one-third of children live in poverty.

McCreary County has a diverse racial makeup with a majority (61%) of the population identifying as white, about one-third (32%) identifying as Black or African American and 7% identifying as Hispanic or Latino. About one-third of residents 25 years and older have not completed high school.

The living conditions in McCreary County are generally poor due to limited access to basic amenities such as clean water and reliable electricity. In addition, many homes are dilapidated and lack modern amenities such as air conditioning and central heating.

The quality of life in McCreary County is generally low due to the lack of economic opportunity and limited access to health care services. Despite this, there are still some positive aspects to life in McCreary County, such as its natural beauty and strong sense of community among its residents.


McCreary, Kentucky
Rural homes in McCreary, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State Office
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300

State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Featured Property from USDA Loan Eligible Regions of Kentucky
State Welcome Sign

Highway 127 Lot 14
Albany, KY

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