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There are 53 USDA backed residential loans in Monroe county with an average loan balance of $72,570. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $77,695. On average the rural home size purchased with this loan was approximately 1,587 SqFt. Monroe county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Monroe County is roughly 859 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Monroe County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Monroe County, KY
* cities most likely to have USDA loan eligible properties for sale.
Akersville • Blythe • Boles • Coe • Cyclone • Emberton • Flippin • Forkton • *Fountain Run • Freetown • *Gamaliel • Grandview • Gum Tree • Harlan Crossroads • Hestand • Jeffrey • Lamb • Meshack • Mount Hermon • Mud Lick • Otia • Persimmon • Raydure • Rockbridge • Sulphur Lick • *Tompkinsville • Vernon
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Monroe County.
Monroe County is located in the great state of Kentucky within the United States of America. Established on January 20, 1820, Monroe County was named in honor of the fifth President of the United States, James Monroe. The county was formed from parts of Barren and Cumberland counties, and its county seat is Tompkinsville.
Throughout its history, Monroe County has predominantly focused on agriculture, with tobacco and livestock serving as important economic drivers. The county is also rich in natural resources, including the Cumberland River, which served as an essential transportation route during the early days of local settlements.
Monroe County is home to a notable geographic feature called the Old Mulkey Meeting House State Historic Site, where the Mill Creek Baptist Church was established in 1801. This church site includes the oldest freestanding log meeting house in the state, making it an important landmark in Kentucky's history of religious freedom.
A fun fact about Monroe County is that it hosts the annual Watermelon Festival, which has taken place since the 1980s. The festival celebrates the local culture and agricultural heritage of the region, and provides an opportunity for families to come together to enjoy live music, food, arts and crafts, and, of course, the delicious watermelon.