Find USDA Eligible Properties in Montgomery County


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There are 406 USDA backed residential loans in Montgomery county with an average loan balance of $105,390. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $106,507. On average the rural home size purchased with this loan was approximately 1,346 SqFt. Montgomery county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Montgomery County is roughly 515 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Montgomery County is 6. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Montgomery County, KY   Montgomery QR code
* cities most likely to have USDA loan eligible properties for sale.

*Camargo   •   Ewington   •   Grassy Lick   •   Hope   •   Howards Mill   •   *Jeffersonville   •   Judy   •   Klondike   •   Levee   •   Lower Spencer   •   Lucky Stop   •   *Mount Sterling   •   Prewitt   •   Reid Village   •   Sideview   •   Stepstone   •   Stoops   •   Upper Spencer

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Montgomery County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Montgomery County, Kentucky
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Montgomery County
509 E Locust St
Mount Sterling, KY

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3 Chenault Dr
Mount Sterling, KY

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214 W Main St
Mount Sterling, KY

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9190 Main St
Jeffersonville, KY

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