USDA Eligibility Boundaries for Morgan, Kentucky Morgan QR code


State Welcome Sign  MorganCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Morgan County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Morgan county is rated a 4. The average temperature during the month of June is 75.1℉ and the average temperature in January is 34.6℉. The typical humidity of this area is approximately 66% and the area covered by water is 0.64%. The overall influence score for Morgan is 9.

The map below displays geographic boundaries of Morgan, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Wolfe is 28 kilometers to the south west, Magoffin is 29 kilometers to the south east and Elliott is 25 kilometers to the north east.

Select from the above list of cities in Morgan County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.


County level USDA loan eligibility boundaries for Morgan, Kentucky



Morgan County, Kentucky is located in the Eastern Coal Field region of the state and has a population of approximately 13,000 people. The median household income is $36,072, with 17.1% of households living below the poverty line. The racial makeup of the county is 94.2% White, 4.3% African American, 0.5% Native American, 0.2% Asian, and 0.7% from other races.

The living conditions in Morgan County are generally good with most homes being owner-occupied and having access to utilities such as electricity and running water. However, there is still a significant amount of poverty in the area and many families struggle to make ends meet. In addition, there is limited access to healthcare services due to the lack of nearby hospitals or clinics.

The quality of life in Morgan County is largely dependent on individual circumstances, but overall it is relatively good for those who can afford it. There are plenty of outdoor activities available such as hiking and fishing, as well as plenty of cultural events throughout the year. The county also has a strong sense of community spirit that helps to bring people together and create a positive atmosphere for those who live there.


Morgan, Kentucky
Rural homes in Morgan, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State Office
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300

State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Featured Property from USDA Loan Eligible Regions of Kentucky
State Welcome Sign

12 Eagle Point Dr Lots 12 & 14
Albany, KY

property photo