Find USDA Eligible Properties in Oldham County

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Oldham county has 2 realtors ready to help with your search!

June 2024 Featured Agents
Cody Hembree   from   Options Realty
Jon Karlen   from   Finish Line Realty

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Looking to buy in Oldham County, Kentucky?

There are 370 USDA backed residential loans in Oldham county with an average loan balance of $148,692. Over 69% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $150,576. On average the rural home size purchased with this loan was approximately 1,416 SqFt. Oldham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Oldham County is roughly 508 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Oldham County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Oldham County, KY   Oldham QR code
* cities most likely to have USDA loan eligible properties for sale.

Ballardsville   •   Belknap Beach   •   Brownsboro   •   *Buckner   •   Centerfield   •   *Crestwood   •   Demplytown   •   Floydsburg   •   Fraziertown   •   Glenarm   •   *Goshen   •   Greenhaven   •   Harmony Lake Estates   •   Harmony Village   •   *La Grange   •   Liro   •   Oldham   •   Oldham Acres   •   *Orchard Grass Hills   •   *Pewee Valley   •   *River Bluff   •   Skylight   •   *Westport

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oldham County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Oldham County, Kentucky
USDA Boundary Details

Oldham County is located in the north-central part of the great state of Kentucky, and was established on December 15, 1823. It was named after Colonel William Oldham, a Revolutionary War officer and early Kentucky legislator. The county seat, La Grange, was founded in 1827 and was named after Marquis de Lafayette's French estate, Chteau de la Grange-Bleneau.

The history of Oldham County is marked by its agricultural roots and the development of the railroad industry. In the 19th and early 20th centuries, the county was known for its fertile farmland and thriving agricultural businesses, including tobacco, dairy, and horse breeding. In the mid-1800s, the Louisville & Nashville (L&N) Railroad was constructed through Oldham County, helping to promote industry and trade.

Throughout its history, Oldham County has had a strong commitment to education. The first schools were one-room log cabin structures, and over time, schools and educational institutions grew to accommodate the growing population. Today, Oldham County schools are consistently ranked among the top-performing in the state.

A fun fact about Oldham County is that it is home to the Little Colonel Players, a community theater group that was founded in 1956. The group was named after a popular early-20th-century series of books and movies featuring a character named the Little Colonel, which were set in the county. The theater group showcases talented local actors and produces multiple performances each season.

Featured Cities of Kentucky
Oldham Orchard_Grass_Hills
Featured Properties from USDA Loan Eligible Regions of Oldham County
1910 Cherry Glen Dr
La Grange, KY

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1209 Pebble Pt
Goshen, KY

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6903 3rd St
Westport, KY

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