Find USDA Eligible Properties in Owen County

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Owen county has 1 realtor ready to help with your search!

July 2024 Featured Agent
Kurt Saalfeld   from   Broker Realty Group

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Looking to buy in Owen County, Kentucky?

There are 70 USDA backed residential loans in Owen county with an average loan balance of $106,778. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $106,695. On average the rural home size purchased with this loan was approximately 1,375 SqFt. Owen county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Owen County is roughly 916 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Owen County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Owen County, KY   Owen QR code
* cities most likely to have USDA loan eligible properties for sale.

Beechwood   •   Breck   •   Canby   •   Cull   •   Eagle Hill   •   *Gratz   •   Hallam   •   Harmony   •   Hensley Ford   •   Hesler   •   Holiday Ford   •   Long Ridge   •   *Monterey   •   Moxley   •   Natlee   •   New   •   New Columbus   •   New Liberty   •   *Owenton   •   Perry Park   •   Pleasant Home   •   Squiresville   •   Sweet Owen   •   Tacketts Mill   •   Teresita   •   Wheatley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Owen County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Owen County, Kentucky
USDA Boundary Details

Owen County is located in the northern part of the Commonwealth of Kentucky. Established on February 6, 1819, the county was formed out of portions of surrounding counties Scott, Franklin, Gallatin, and Pendleton. It was named in honor of Colonel Abraham Owen, a pioneer and military leader who participated in the Battle of Tippecanoe and perished in the Battle of Frenchtown in Michigan in 1813.

The county seat, Owenton, was founded in 1822 and became the center of trade and government for the county. Agriculture has always been the primary economic activity in the region, with tobacco, corn, and wheat being the main crops along with cattle and hog farming. The topography consists of rolling hills and fertile land, making it ideal for farming.

The construction of the Louisville and Nashville (L&N) Railroad in 1871 through Owen County led to an increase in business and town settlements along the tracks, including the towns of Owenton, Long Ridge, Gratz, Monterey, and New Columbus.

One fun fact about Owen County is its connection to the bottled soft drink industry. In 1926, a local pharmacist named Cleo Mingua created a soft drink called "Aerated Health Water," which became popular in the region. This soft drink eventually evolved into Ale-8-One, a ginger-infused soda that is still produced and popular in Kentucky today.

Featured Cities of Kentucky
Wheatley Beechwood
Featured Properties from USDA Loan Eligible Regions of Owen County
Long Ridge Ln Lot 20
Owenton, KY

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