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Looking to buy in Owsley County, Kentucky?
There are 3 USDA backed residential loans in Owsley county with an average loan balance of $123,908. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 30 years old. The typical appraised home value was around $123,666. On average the rural home size purchased with this loan was approximately 1,485 SqFt. Owsley county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Owsley County is roughly 512 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Owsley County is 9. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Owsley County, KY
* cities most likely to have USDA loan eligible properties for sale.
Arnett • Blake • *Booneville • Chestnut Gap • Conkling • Cowcreek • Endee • Eversole • Island City • Lerose • Levi • Lucky Fork • Major • Mistletoe • Pebworth • Ricetown • Scoville • Sebastian • Southfork • Stay • Sturgeon • Taft • Travellers Rest • Vincent • Whoopflarea
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Owsley County.
Owsley County is located in the eastern portion of the great state of Kentucky. It was established on January 23, 1843, from portions of Clay, Breathitt, and Estill counties. The county was named in honor of William Owsley, a Kentucky Governor who served from 1844 to 1848. Its county seat is Booneville.
The region was initially settled by European Americans in the late 18th and early 19th centuries, attracted by its fertile land, abundant natural resources, and picturesque terrain. Owsley County is part of the Pottsville Escarpment, which plays a significant role in making the area rich in coal, natural gas, and oil. Its economy historically relied upon these natural resources, as well as timber and agriculture (primarily tobacco).
Nestled within the Appalachian Mountains, Owsley County boasts a diverse and vibrant natural environment. One unique aspect of the county is its location in the heart of the Daniel Boone National Forest, a nearly 2.1 million-acre protected forest reserve named after the famous American pioneer and explorer. The forest provides opportunities for hiking, camping, hunting, and other outdoor recreation activities, making it a fun destination for nature lovers and adventurers.
Fun fact: Owsley County is home to the "Smallest Church in the 48 States," which is known as the Cane Ridge Meeting House. Measuring just 8 feet by 12 feet, this tiny church has just enough space for a pulpit, bench, and seating for about six people. It was constructed in the mid-20th century and has been a quirky tourist attraction ever since.