Find USDA Eligible Properties in Rowan County

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Rowan county has 2 realtors ready to help with your search!

June 2024 Featured Agents
Cynthia Elam   from   All Star Real Estate, Inc.
Tali Martin   from   Keller Williams Legacy Group

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Looking to buy in Rowan County, Kentucky?

There are 174 USDA backed residential loans in Rowan county with an average loan balance of $109,692. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $113,687. On average the rural home size purchased with this loan was approximately 1,441 SqFt. Rowan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Rowan County is roughly 741 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Rowan County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Rowan County, KY   Rowan QR code
* cities most likely to have USDA loan eligible properties for sale.

Bangor   •   Bluestone   •   Christy   •   Clearfield   •   Cogswell   •   Craney   •   Cranston   •   Elliottville   •   *Farmers   •   Gates   •   Haldeman   •   Hamim   •   Hays Crossing   •   Hilda   •   *Lakeview Heights   •   Lick Fork   •   Minor   •   *Morehead   •   Paragon   •   Ramey   •   Rodburn   •   Sharkey   •   Smile   •   Triplett   •   Waltz

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Rowan County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Rowan County, Kentucky
USDA Boundary Details

Rowan County is located in the eastern part of the great state of Kentucky and was established on May 15, 1856. It is named after John Rowan, a prominent Kentucky judge, U.S. Congressman, and U.S. Senator. The county was formed from parts of Fleming and Morgan Counties, and its county seat is Morehead.

A significant historical event in Rowan County was the Rowan County War, which took place from 1884 until 1887. The war was a series of bloody feuds and violent incidents between the Martin and Tolliver families. The intervention of Kentucky Governor Simon Bolivar Buckner ultimately ended the conflict, and the leaders from both families were either imprisoned or killed.

Rowan County is renowned for its education, as it is home to Morehead State University, which was established in 1887, initially as a private institution called Morehead Normal School. It became a public institution in 1922 and continued to grow over the years, offering diverse academic fields and contributing to the development of the region.

One fun fact about this region is that Rowan County is part of the Daniel Boone National Forest, which was established in 1937 and originally named Cumberland National Forest, but was later renamed in 1966 to honor the legendary pioneer and explorer Daniel Boone. The forest provides abundant opportunities for outdoor enthusiasts, including hiking, camping, and fishing.

Featured Cities of Kentucky
Morehead Rodburn
Featured Properties from USDA Loan Eligible Regions of Rowan County
231 Lyons Ave
Morehead, KY

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1221 Eagle Dr
Morehead, KY

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106 Sharon Dr
Clearfield, KY

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