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USDA Eligibility Boundaries for Rowan, Kentucky 
There are no geographical USDA loan restrictions in this county. 100% of Rowan County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Rowan county is rated a 4. The average temperature during the month of June is 75.1℉ and the average temperature in January is 34.6℉. The typical humidity of this area is approximately 66% and the area covered by water is 1.9%. The overall influence score for Rowan is 8.
The map below displays geographic boundaries of Rowan, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Rowan County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.
Rowan County, Kentucky is located in the Appalachian region of eastern Kentucky. The population of the county is estimated to be 24,972 as of 2019. The median age for residents is 41.6 years and the median household income is $35,724.
The living conditions in Rowan County are generally considered to be rural and low-income. The poverty rate in the county is 19.2%, much higher than the national average of 11.8%. The unemployment rate is also higher than the national average at 6.3%.
Rowan County has a variety of natural resources, including forests, rivers, and coal deposits which provide employment opportunities for many local residents. The area is known for its outdoor recreation activities such as fishing, hunting, camping, and hiking.
The quality of life in Rowan County is generally considered to be good despite its poverty rate and other economic issues. There are several health care facilities located in the county as well as educational institutions such as Morehead State University and Rowan Technical College. Additionally, there are numerous cultural attractions such as museums, historical sites, and festivals that offer entertainment for locals and visitors alike.
Rowan, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Kentucky
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
