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There are 170 USDA backed residential loans in Russell county with an average loan balance of $89,182. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $92,398. On average the rural home size purchased with this loan was approximately 1,408 SqFt. Russell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Russell County is roughly 732 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Russell County is 9. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Russell County, KY
* cities most likely to have USDA loan eligible properties for sale.
Bryan • Creelsboro • Decatur • Eli • Esto • Fonthill • Freedom • Helm • Horntown • Humble • Jabez • *Jamestown • Jericho • Karlus • Long Bottom • Manntown • Old Olga • Olga • Ono • Ribbon • Rose Crossroads • Rowena • Royville • *Russell Springs • Sano • Sewellton • Sycamore Flat • Vinnie • Webbs Cross Roads • Whittle
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Russell County.
Russell County is located in the south-central part of Kentucky and was established on December 14, 1825. It was named in honor of Major William Russell, a Revolutionary War veteran and state legislator. The county covers an area of approximately 283 square miles and has a population of around 17,000 residents.
Before the arrival of settlers from Europe, the area that now makes up Russell County was home to various Native American tribes including Cherokee, Shawnee, and Chickasaw. Early European settlers began arriving in the late 18th and early 19th centuries, primarily from Virginia, North Carolina, and other parts of the eastern United States. Agriculture formed the backbone of the economy, with corn, tobacco, and livestock being major products.
During the Civil War, Russell County was the site of skirmishes between Union and Confederate forces, but no major battlefield is located within the county. In the post-Civil War era, the county continued to experience growth as railroads and industry expanded in the region.
One significant development in Russell County's history is the construction of Lake Cumberland, completed in 1950. Wolf Creek Dam, which created the lake, is one of the largest dams east of the Mississippi River. The formation of Lake Cumberland greatly impacted the economy and way of life in Russell County. Today, the county offers numerous recreational opportunities, including boating, fishing, hiking, and tourism related to the beautiful lake and its scenery.
As for a fun fact, Russell County is home to the Creelsboro Natural Bridge, which is a natural sandstone arch that spans 104 feet. This geologic wonder is the result of centuries of erosion and is a popular spot among tourists visiting the area.