Find USDA Eligible Properties in Shelby County


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There are 649 USDA backed residential loans in Shelby county with an average loan balance of $128,702. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $131,177. On average the rural home size purchased with this loan was approximately 1,442 SqFt. Alternate income limits exist to determine loan eligibility in Shelby county. For a household of upto 4 people the income limit is $90,700. For a household of between 5 and 8 people the income limit increases to $119,700.

The size of Shelby County is roughly 998 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Shelby County is 6. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Shelby County, KY   Shelby QR code
* cities most likely to have USDA loan eligible properties for sale.

Bagdad   •   Chestnut Grove   •   Christianburg   •   Clay Village   •   Conner   •   Consolation   •   Cropper   •   Defoe   •   Elmburg   •   Figgs   •   Finchville   •   Graefenburg   •   Harrisonville   •   Hatton   •   Hemp Ridge   •   Hooper   •   Joyes   •   Junte   •   L S Park   •   Lincoln Ridge   •   Middletown Heights   •   Montclair   •   Mulberry   •   Old Christianburg   •   Olive Branch   •   Peytona   •   *Pleasureville   •   Raymond Hill   •   *Shelbyville   •   *Simpsonville   •   Southville   •   Todds Point   •   Veachland   •   Veech   •   Veechdale   •   Waddy

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Shelby County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Shelby County, Kentucky
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Shelby County
901 Hogan Ct
Simpsonville, KY

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1306 Main St
Shelbyville, KY

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915 Magnolia Ave
Shelbyville, KY

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