Find USDA Eligible Properties in Spencer County

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Realtors in Spencer browse list of realtors working in Spencer County
Spencer county has 3 realtors ready to help with your search!

April Featured Agents
Lisa Smith   from   Keller Williams Louisville
Jon Karlen   from   Finish Line Realty
Tisha Taylor   from   Coldwell Banker McMahan

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Looking to buy in Spencer County, Kentucky?

There are 214 USDA backed residential loans in Spencer county with an average loan balance of $140,259. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $140,128. On average the rural home size purchased with this loan was approximately 1,385 SqFt. Spencer county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Spencer County is roughly 497 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Spencer County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Spencer County, KY   Spencer QR code
* cities most likely to have USDA loan eligible properties for sale.

Crenshaw   •   *Elk Creek   •   Little Mount   •   Mount Eden   •   Normandy   •   Rivals   •   *Taylorsville   •   Wakefield   •   Waterford   •   Yoder

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Spencer County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Spencer County, Kentucky
USDA Boundary Details

Spencer County is located in the Commonwealth of Kentucky, USA. It was formed on January 7, 1824, from parts of Shelby, Bullitt, and Nelson Counties. The county was named in honor of Captain Spier Spencer, an American hero who fought and died in the Battle of Tippecanoe during the War of 1812. The county seat is Taylorsville, which was established in 1799 and named after Richard Taylor, the father of Zachary Taylor, the 12th President of the United States.

The economy of Spencer County has historically been reliant on agriculture, with crops such as corn, soybeans, and tobacco being the main products. Over time, however, the county has developed a more diverse economic base, including manufacturing and services industries.

One fun fact about Spencer County is that it is home to Taylorsville Lake, a beautiful 3,050-acre reservoir, which was completed in 1983 by the U.S. Army Corps of Engineers. Taylorsville Lake State Park, which surrounds the lake, offers various recreational activities such as boating, fishing, camping, and wildlife viewing, making it a popular destination for tourists and residents alike.

Featured Cities of Kentucky
Yoder Waterford
Featured Properties from USDA Loan Eligible Regions of Spencer County
20 Fawn Ct
Taylorsville, KY

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1089 Bloomfield Rd
Taylorsville, KY

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3348 MT Eden Rd
Mount Eden, KY

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