Find USDA Eligible Properties in Spencer County


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There are 214 USDA backed residential loans in Spencer county with an average loan balance of $140,259. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $140,128. On average the rural home size purchased with this loan was approximately 1,385 SqFt. Spencer county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Spencer County is roughly 497 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Spencer County is 6. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Spencer County, KY   Spencer QR code
* cities most likely to have USDA loan eligible properties for sale.

Crenshaw   •   *Elk Creek   •   Little Mount   •   Mount Eden   •   Normandy   •   Rivals   •   *Taylorsville   •   Wakefield   •   Waterford   •   Yoder

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Spencer County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Spencer County, Kentucky
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Spencer County
1014 Goose Creek Rd
Taylorsville, KY

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6029 Little Mount Rd
Taylorsville, KY

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751 Van Buren Rd
Mount Eden, KY

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