Find USDA Eligible Properties in Whitley County

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Joy Hall   from New Beginnings Real Estate LLC

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Looking to buy in Whitley County, Kentucky?

There are 302 USDA backed residential loans in Whitley county with an average loan balance of $95,848. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $100,134. On average the rural home size purchased with this loan was approximately 1,462 SqFt. Whitley county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Whitley County is roughly 1,152 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Whitley County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Whitley County, KY   Whitley QR code
* cities most likely to have USDA loan eligible properties for sale.

Ayers   •   Bon   •   Carpenter   •   Clio   •   *Corbin   •   Dal   •   Duckrun   •   *Emlyn   •   Faber   •   Gatliff   •   Gausdale   •   Goins   •   Goldbug   •   Grove   •   Highland Park   •   Julip   •   Lot   •   Louden   •   Lucky   •   Mountain Ash   •   Nevisdale   •   Packard   •   Pearl   •   Perkins   •   *Pleasant View   •   Rain   •   Red Ash   •   Redbird   •   *Rockholds   •   Savoy   •   Saxton   •   Siler   •   Verne   •   Walden   •   *Williamsburg   •   Wofford   •   Woodbine   •   Yaden   •   Youngs Creek

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Whitley County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Whitley County, Kentucky
USDA Boundary Details

Whitley County, located in the southeastern region of the great state of Kentucky, was established on January 17, 1818, and named after Colonel William Whitley, a renowned pioneer, and Indian fighter. The county seat is Williamsburg, which was also formed in 1818 and named in honor of Colonel Whitley.

Whitley County was initially part of Knox County before separating as its own county. The region was mainly settled by Virginians and North Carolinians who traveled through the Cumberland Gap, a significant passageway through the Appalachian Mountains. The region's economy was originally based on agriculture and livestock farming.

As the years progressed, industries such as coal mining and lumber became crucial in shaping Whitley County's development. Today, the manufacturing sector also plays a significant role in the local economy.

One fun fact about Whitley County is that Cumberland Falls, commonly referred to as "The Niagara of the South," is located within the county. Cumberland Falls is known for its rare and captivating natural phenomenon called a "moonbow" a night-time rainbow created by the mist from the waterfall reflecting the light of a full moon. The Cumberland Falls State Resort Park is a popular tourist destination and one of the few locations worldwide where a predictable moonbow can be seen.

Featured Cities of Kentucky
Yaden Woodbine
Featured Properties from USDA Loan Eligible Regions of Whitley County
900 Highway 1809
Williamsburg, KY

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6789 Highway 26
Rockholds, KY

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198 Macbennett Dr
Williamsburg, KY

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112 Brush Arbor Church Rd
Williamsburg, KY

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