Find USDA Eligible Properties in Woodford County


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Frank Mulder   from   Community First Realty

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Looking to buy in Woodford County, Kentucky?

There are 340 USDA backed residential loans in Woodford county with an average loan balance of $131,363. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $134,233. On average the rural home size purchased with this loan was approximately 1,488 SqFt. Woodford county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Woodford County is roughly 497 square kilometers. USDA defined regions of rural loan ineligibility in Woodford cover 1 square kilometers of the county. Approximately 0.2% of Woodford County is ineligible for traditional USDA home loans. The influence score for Woodford County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Woodford County, KY   Woodford QR code
* cities most likely to have USDA loan eligible properties for sale.

Bonita   •   Clifton   •   Duckers   •   Faywood   •   Firmantown   •   Gaybourn   •   Hunter Town   •   McKees Crossroads   •   *Midway   •   Millville   •   Milner   •   Mortonsville   •   Nonesuch   •   Nugent Crossroads   •   Pinckard   •   Pisgah   •   Shetland   •   Troy   •   *Versailles   •   Wallace   •   Woodford Village

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Woodford County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Woodford County, Kentucky
USDA Boundary Details
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Woodford County, located in the heart of Kentucky, is a region with a rich history that dates back to the pre-colonial era. Initially inhabited by Native American tribes, European settlers began to arrive in the area in the mid-1700s. The county was officially established in 1788, named after William Woodford, an American Revolutionary War General. It was the fifth county to be formed in the Commonwealth of Kentucky.

The region is renowned for its fertile land and agricultural production, primarily in horse breeding and the bourbon industry. Versailles, the county seat, was established in 1792 and is named after Versailles, France, in honor of the French who supported the Americans during the Revolutionary War. In addition to Versailles, the county is home to the city of Midway, established in 1835 as the first stop on the railroad line between Lexington and Frankfort, the state capital.

Woodford County's picturesque landscape is adorned with historic sites, such as the Jack Jouett House, home of the "Paul Revere of the South," and notable horse farms like Ashford Stud, which houses the famous stallion American Pharoah, the first Triple Crown winner in 37 years (2015). The county also boasts a vibrant bourbon industry, with distilleries like Woodford Reserve, a National Historic Landmark, which has roots dating back to 1812.

A fun fact about this area is that Midway, Woodford County's other city, was uniquely named for its equidistant location between Lexington and Frankfort, making it a "midway" point. The city is known for its charming, picturesque streets and vibrant historic district, attracting visitors from all over the country.

In summary, Woodford County boasts a rich history founded in 1788, notable agricultural production, equestrian achievements, and a thriving bourbon industry. Its cities, Versailles and Midway, demonstrate the county's intriguing and diverse past.


Featured Cities of Kentucky
Nugent_Crossroads Pinckard
Featured Properties from USDA Loan Eligible Regions of Woodford County