As a full time realtor, I know that the process of buying and selling can often be overwhelming. I work closely with my clients to make sure that they understand the best way to achieve their goals. My goal is to always listen to what is most important to families, and then make a strategic plan to help them achieve their goals. I have several guides to help you on my website, and can customize them in many specific ways.
I have been a full time realtor for many years. My experience in all aspects of a transaction, allows me to achieve maximum results for my clients. This includes a full understanding of marketing, inspection reports, market analysis and more.
I work with clients from many diverse backgrounds, and understand that everyone's goals are different. I have a very strong network of experienced vendors in all areas of the home buying and selling process. This includes lenders, movers, landscapers, cleaning services, carpenters and more.
I work with both buyers and sellers, and often help clients sell their home before purchasing a new one. I also work with investors and developers who are looking for land to build on.
I know that you have many choices when it comes to working with a Realtor, and I do not take that lightly. Real estate investments are is one of the most important financial decisions a person can make in life. You should feel confident knowing that you are working with the right Realtor. I have been consistently ranked "BEST OF ZILLOW" based on my professionalism and client success, and have years of top agent recognition at my brokerage at Realty One Group in Mandeville Louisiana.
I have lived in the Mandeville and Covington area most of my life. Prior to my career in real estate, I owned and managed a successful retail store in Uptown New Orleans. I understand the markets on the Northshore and Southshore thoroughly, and can share a number of data points to help you make the right decisions.
I look forward to being your real estate resource of choice, and answering any questions that you may have.
Here are some questions that new homebuyers often have:
1. What kind of down payment do I, as first-time homebuyer, need?
One of the most challenging parts for first-time homebuyers is saving enough for the down payment. But luckily, potential buyers dont have to put 20% down in order to be approved for a loan. Some loans require 10% down, while others require even less.
Before you buy a home, check to see what type of loan youd be approved for. I work closely with a local lender and he can help you with any question you may have about getting approved.
2. Is my credit score high enough?
The credit score you need to purchase a home varies depending on the mortgage youre applying for. But one thing is certain, as a first-time homebuyer, you want your credit score to be in good shape. The lower the credit score you have, the harder it will be to qualify for a loan with a reasonable down payment. There are many different loan programs available and the lender that I work with can help you with that information.
4. What kind of property is right for a first-time homebuyer?
Purchasing your first home is a big commitment. Besides considering all the many costs of owning a home, you also need to consider what kind of property is right for you and your family.
For example, condominiums require less maintenance than homes. But with so many condo association rules, you might not be able to customize your home as much as youd like. While you can customize all you want with a single-family home, youll be responsible for all the maintenance and repairs which can easily add up.
5. How long does it usually take to buy a house?
The home buying process can be a lengthy one. Besides the time spent finding your dream home, you have to find the RIGHT real estate agent, get approved for a loan, make an offer, get a home inspection, appraisal, etc.
The amount of time it takes for each step in the home buying process varies. But typically after the contract is signed, it can take anywhere between 30 to 45 days to close.
6. How will you help me find that right home to purchase?
As a Realtor, I have access to something called the MLS. This is a real time database of all homes for sale in a particular area. I will create a regular list of properties that match your criteria including a price range, neighborhood, square footage, and anything else that you are looking for.
Anne Warren specializes in staging, dave ramsey endorsed local provider, listing, firsttimebuyer and luxury transactions.
Areas served include St Tammany Parish, Orleans Parish, Tangipahoa Parish, and Washington Parishes.
Anne Warren is most familiar with the local real estate markets within and around the following zip code areas. See other realtors that service the same areas by clicking: 70001, 70003, 70009, 70054, 70114, 70115, 70404, 70436, 70445 & 70447
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