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$1,650,000   Price Analysis
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201 N Water St
Chestertown, MD 21620
4 bed 5 bath 5,195 SqFt ($317/SqFt)
0.39 acre lot. Built 1760
Listed 2023-06-21, Taxes $17,982
May be USDA loan restricted due to income limits
near Chestertown

SMITH-RINGGOLD HOUSE.

Ca. 1750 OWNER IS MEETING THE MARKET for this rare property WITH PRICE NOW AT $1, 6500, 000. This exceptional property is a rare find: an authentic waterfront 18th century home with 21st century comfort in heart of Historic Districtnof Chestertown on Maryland's Eastern Shore. Originally a merchants home , the Smith-Ringgold house has been modified representing four defined periods and enlarged over the course of its 250-year history. William Ringgold added rooms toward the River in about 1759 that doubled the space. (Often, one would find 18th c. additions such as this creating a telescope style design. ) The present owner took two-years to restore the hom from foundation to attic. A river-side sun-porch/breakfact room was added. , The cedar shingle roof, plumbing, wiring, heat and A/C systems were added or replaced. Wood floors throughout the house have been beautifully restored. Modern storm windows are energy efficient and all but eliminate street sounds. Aside from your own personal touches, this house awaits our arrival anf iss prepared for the next century. The ground floor has a large double parlor, serene sitting room, formal dining room, breakfast room and a stunning Chefs kitchen. An important feature is the hand painted dining room mural by noted artist Jack Schroeder. The front hall, redesigned in about 1860, replaced a steep stairway with a grand and gracefully curving staircase. The second floor contains three large en-suite bedrooms and a laundry room that is also accessible from the kitchen via a secret staff stairway.

The third floor has a large sitting room, bathroom and fourth bedroom. A setion of the homes original c. 1750 roof has been restored forming a unique design element. The backyard was extensively terraced, probably in the late 1700s, in descending levels down to the Chester River eliminating the fear of flooding. The free-standing brick garage dates from the early 20th century, when car garages replaced horse barns. This structure could easily be repurposed as an artists studio or home workshop. A wide driveway area provides additional off-street parking. Truly an inviting residence for intimate family evenings or grand parties. Perfect setting for one's collection of antiques or for the simplicity of contemporary furniture which emphasizes the wonderful architecture. CHESTERTOWN IN THE COUNTY OF KENT Chestertown was founded in 1706 on the broad Chester River and served as an important shipping hub for trade with England and between the colonies. As the U.S. population center moved westward, Kent County settled into two hundred years of quiet agricultural and commercial fishing activities. Chestertown is home to a surprisingly large number of elegant, historical Georgian homes as well as Victorian painted ladies. With a population of 5, 600, Chestertown is an hour from Annapolis or Wilmington, about two hours from Baltimore, Philadelphia or Washington and under four hours from Brand new York City. Chestertown in the County of Kent is a place where one would rather be . Centrally located Washington College (founded in 1782 with the personal support of George Washington) provides Chestertown a mix of athletic competitions, music and drama, adult education and visiting speakers. The town boasts a weekly Farmers Market, excellent coffee bars, restaurants and art galleriesbut no big box stores. The Chester River Yacht and Country Club offers an 18-hole golf course as well as a sailing program. The whole community supports major events like the annual Tea Party, commemorating a Revolutionary War protest; a Dickens Christmas Street Fair; and Down-rigging Weekend, when tall ships offer tours and sails on the Chester River. Today, Chestertown, is a vibrant mix of old families, newcomers, college students, full time residents with children and involved weekenders.


Presented by Nancy McD. McGuire at
Maryland Heritage Properties.
Listing Agent Photo

Property MLS #MDKE2002790 from BrightMLS

Bedrooms: 4
Primary Bedroom Level: Upper 1
Bedroom 2 Level: Upper 1
Bedroom 3 Level: Upper 1
Bedroom 4 Level: Upper 2
Primary Bedroom Features: Attached Bathroom, Built-Ins, Fireplace - Other, Flooring - HardWood, Walk-In Closet(s), Crown Molding
Bedroom 2 Features: Flooring - HardWood, Fireplace - Other
Bedroom 3 Features: Fireplace - Other, Flooring - HardWood
Bedroom 4 Features: Attached Bathroom, Flooring - HardWood, Fireplace - Other

Total Bathrooms: 5
Full Bathrooms: 4
1/2 Bathrooms: 1
Primary Bathroom Level: Upper 1
Primary Bathroom Features: Flooring - HardWood, Crown Molding, Walk-In Closet(s), Primary Bedroom - Sitting Area

Additional Stairway
Attic
Breakfast Area
Built-Ins
Ceiling Fan(s)
Chair Railings
Crown Moldings
Curved Staircase
Exposed Beams
Floor Plan - Traditional
Kitchen - Gourmet
Primary Bath(s)
Recessed Lighting
Skylight(s)
Wood Floors
Basement

Built-In Microwave
Built-In Range
Dishwasher
Disposal
Dryer
Extra Refrigerator/Freezer
Icemaker
Refrigerator
Stove
Washer
Washer - Front Loading

Cooling Features: Heat Pump(s), Zoned, Ductless/Mini-Split
Heating Features: Radiator
Heating: Yes

Breakfast Room Features: Flooring - Tile/Brick, Skylight(s)
Breakfast Room Level: Main
Dining Room Features: Chair Rail, Crown Molding, Fireplace - Gas, Flooring - HardWood
Dining Room Level: Main
Kitchen Features: Kitchen - Gas Cooking, Pantry
Kitchen Level: Main

Living Room Level: Main
Office/Study Room Level: Upper 2
Living Room Features: Fireplace - Wood Burning
Office/Study Room Features: Flooring - HardWood

Waterfront
Water access
Waterfront Feet: 134

Lot Size Acres: 0.3896465
Lot Size Square Feet: 16973

Garage Spaces: 2
Garage Features: Additional Storage Area, Garage - Front Entry
Parking Features: Brick Driveway, Detached Garage Spaces: 2, Driveway Spaces: 2, Detached Garage, On Street, Off Street
Parking Total: 4

View: River, Water

Association: No
Calculated Total Monthly Association Fees: 0

Elementary School: GARNETT
High School: KENT COUNTY
Middle School: CHESTERTOWN
School District: KENT COUNTY PUBLIC SCHOOLS

Kent County Middle School is a public middle school located approximately 0.6 miles away.
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Kent County High School is a public high school located approximately 5.5 miles away.
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Chester River Adventist School is a private elementary and middle school located approximately 0.3 miles away.
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H. H. Garnett Elementary School is a public elementary school located approximately 0.5 miles away.
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Municipality: Chestertown
Annual Tax Amount: 18947.0
Source Listing Status: Active
County: KENT
Disclaimer: Standard
Ownership: Fee Simple
Source Property Type: Residential
Area: KENT
Source Neighborhood: HISTORIC CHESTERTOWN
Postal Code Plus 4: 1633
Subdivision: HISTORIC CHESTERTOWN
Source System Name: C2C

YearAssessments
Building + Land
Total
Tax
2022$642,900 + $511,900
$1,154,800
$17,982
2021$unknown + $unknown
$1,150,400
$7,957
2020$unknown + $unknown
$1,146,000
$17,960
2019$629,700 + $511,900
$1,141,600
$17,854
2018$629,700 + $511,900
$1,141,600
$17,740
2017$629,700 + $511,900
$1,141,600
$17,169
2016$641,000 + $511,900
$1,152,900
$17,295
2015$unknown + $unknown
$1,099,667
$4,051
2014$unknown + $unknown
$1,046,433
$15,688
2013$693,200 + $300,000
$993,200
$3,948
2012$unknown + $unknown
$981,900
$7,896
2011$unknown + $unknown
$981,900
$14,767
2010$unknown + $unknown
$1,248,350
$18,151
2008$unknown + $unknown
$985,143
$14,323

Price Changed 2024-05-28
$1,650,000
BrightMLS
Price Changed 2023-08-27
$1,725,000
BrightMLS
Listed 2023-06-21
$1,900,000
BrightMLS
Sold 2012-03-23
$525,000
Public Record

Total Square Feet Living: 5195
Year Built: 1760
Above Grade Finished Area: 5195
Below Grade Unfinished Area: 1480
Construction Materials: Brick
Property Age: 264
Levels or Stories: 4
Structure Type: Detached
House Style: Colonial, Georgian
Total Area Sqft: 6675
Total Below Grade Area: 1480
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The property loan eligibility may be subject to additional requirements beyond geographical location including but not limited to the condition of the property. Speak with a real estate professional to find out more about the eligibility of a specific property.