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$899,000   Price Analysis
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21821 Rosebank Ct
Leonardtown, MD 20650
5 bed 4 bath 4,200 SqFt ($214/SqFt)
4.2 acre lot. Built 1972
Listed 2024-04-20, Taxes $5,117
May be USDA loan restricted due to income limits
near Leonardtown

21821 Rosebank Ct is located in Leonardtown

MD. This unique property is a single family waterfront home with a south facing water view into a navigable creek off of Breton Bay. The large lot includes 1000 feet of tidal waterfront, 100 feet of bulkhead and a pier with two boat lifts, including water and electric. The original house was built in 1972; it is the original farmhouse in Rosebank Village. When this 8-home subdivision was developed in the 1990s, all 8 lots were connected to public sewer (METCOM). The main floor of the house drains to the public sewer, no grinding pump. An addition to the house added a roomy master bedroom, master bath, walk-in closet, laundry room and a large rec room on the ground floor. Improvements to the house included central heating and air conditioning throughout the house using an energyefficient five-ton geothermal HVAC system. This improvement included a finished basement with tiled floors, a second kitchen, a guest/in-law suite with a code compliant egress window and a spacious guest bath with a whirlpool soak er tub nd a dog washing station. The renovated main kitchen is equipped with modern stainless steel appliances, abundant cabinet space and a breakfast bar for casual dining.

The main floor is at ground level, ideal for those interested in single floor living and includes old-growth oak hardwood floors throughout. The kitchen includes a tile floor with radiant heat. The original bathrooms have timeless porcelain tile floors and walls. The house now has two full master bedrooms. The new master bedroom overlooks the water through a 9 foot three panel Anderson 400 sliding glass door. The original master bedroom has hardwood floors and spacious views through three Anderson 400 double hung windows. Every window and exterior door in the house has been replaced with Andersen 400 series windows and doors, the house was re-sided with Hardiplank and all roofing is in good shape. The additional two bedrooms on the main floor have hardwood floors and ample closet space. The house has two working woodstoves, a detached two-car garage, a two car carport, boat storage, RV hookups, three frost free yard hydrants, an upgraded well-water system and abundant storage for lawn and garden equipment. Three detached structures are grandfathered into the critical area. These structures have power and lighting to be useful work and storage area. A savvy investor will recapitalize impervious surface for home expansion. Opportunities also exist to improve outbuildings to create more living space and or remove outbuildings as means to subdivide. Expansive lawn and firepit provides plenty of space for outdoor activities and enjoyment, making it the perfect setting for gatherings with family and friends. The property also includes a fortified deer-proof garden area, several pretty mature trees and a nesting pair of ospreys are visible from the living room and master bedroom. The property is located five minutes from Breton Bay Golf and Country Club.


Presented by Joe Hawkins at
Hawkins Real Estate Company.
Listing Agent Photo

Property MLS #MDSM2018388 from BrightMLS

Bedrooms: 5
Primary Bedroom Level: Main
Bedroom 1 Level: Main
Bedroom 2 Level: Main
Bedroom 3 Level: Main
Bedroom 5 Level: Lower 1
Primary Bedroom Features: Balcony Access, Built-Ins, Ceiling Fan(s), Primary Bedroom - Dressing Area, Window Treatments
Bedroom 1 Features: Ceiling Fan(s), Flooring - HardWood, Window Treatments
Bedroom 2 Features: Ceiling Fan(s), Flooring - HardWood, Window Treatments
Bedroom 3 Features: Ceiling Fan(s), Flooring - HardWood, Window Treatments
Bedroom 5 Features: Flooring - Ceramic Tile

Total Bathrooms: 4
Full Bathrooms: 4
Primary Bathroom Level: Main

2nd Kitchen
Bar
Breakfast Area
Built-Ins
Carpet
Ceiling Fan(s)
Combination Kitchen/Dining
Dining Area
Floor Plan - Open
Kitchen - Eat-In
Primary Bath(s)
Primary Bedroom - Bay Front
Soaking Tub
Upgraded Countertops
Walk-in Closet(s)
Wet/Dry Bar
Window Treatments
Basement

Built-In Microwave
Cooktop
Dryer - Electric
Extra Refrigerator/Freezer
Microwave
Oven - Double
Oven - Self Cleaning
Range Hood
Refrigerator
Six Burner Stove
Stainless Steel Appliances
Washer
Water Heater
Water Heater - High-Efficiency

Cooling Features: Geothermal, Central A/C
Heating Features: Heat Pump(s), Baseboard - Electric, Central, Heat Pump - Electric BackUp, Programmable Thermostat, Wood Burn Stove
Heating: Yes

Dining Room Features: Built-Ins, Flooring - HardWood
Dining Room Level: Main
Kitchen Features: Breakfast Bar, Built-Ins, Countertop(s) - Granite, Countertop(s) - Solid Surface, Flooring - Ceramic Tile, Kitchen - Eat-in, Kitchen - Electric Cooking, Pantry, Wet Bar
Kitchen Level: Main

Family Room Level: Lower 1
Living Room Level: Main
Family Room Features: Flooring - Ceramic Tile, Wood Stove
Living Room Features: Built-Ins, Ceiling Fan(s), Flooring - HardWood, Wood Stove

Waterfront
Water access
Waterfront Feet: 1000

Carport Features: Detached Carport
Carport Spaces: 4
Garage Spaces: 1
Garage Features: Additional Storage Area, Garage - Front Entry
Parking Features: Lighted Parking, Gravel Driveway, Detached Carport Spaces: 4, Detached Garage Spaces: 1, Detached Carport, Detached Garage
Parking Total: 5

Lot Size Acres: 4.2
Lot Size Square Feet: 182952

Association: Yes
Association Fee Frequency: Monthly
Calculated Total Monthly Association Fees: 0

Elementary School: BANNEKER-LOVEVILLE
High School: CHOPTICON
Middle School: LEONARDTOWN
School District: ST. MARY'S COUNTY PUBLIC SCHOOLS

Leonardtown Middle School is a public middle school located approximately 3.6 miles away.
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Benjamin Banneker Elementary School is a public elementary school located approximately 4.3 miles away.
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Chopticon High School is a public high school located approximately 6.6 miles away.
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Father Andrew White Sj School is a private elementary and middle school located approximately 3.1 miles away.
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Annual Tax Amount: 5344.0
Source Listing Status: Active
County: SAINT MARYS
Disclaimer: Standard
Ownership: Fee Simple
Source Property Type: Residential
Area: SAINT MARYS
Source Neighborhood: ROSEBANK
Postal Code Plus 4: 2425
Subdivision: ROSEBANK
Source System Name: C2C

YearAssessments
Building + Land
Total
Tax
2021$unknown + $unknown
$539,767
$5,117
2020$unknown + $unknown
$538,733
$4,985
2019$169,300 + $368,400
$537,700
$4,857
2018$169,300 + $368,400
$537,700
$4,734
2017$169,300 + $368,400
$537,700
$4,523
2016$172,300 + $368,400
$540,700
$4,704
2015$172,300 + $368,400
$540,700
$4,486
2014$172,300 + $368,400
$540,700
$5,504
2013$185,300 + $408,400
$593,700
$4,169
2012$unknown + $unknown
$593,700
$3,964
2011$unknown + $unknown
$593,700
$3,771
2010$unknown + $unknown
$686,550
$3,589
2009$unknown + $unknown
$602,336
$3,418
2008$unknown + $unknown
$518,123
$2,720

Price Changed 2024-05-31
$899,000
BrightMLS
Listed 2024-04-20
$975,000
BrightMLS
Sold 1997-01-03
$212,000
Public Record
Sold 1990-03-30
$250,000
Public Record

Total Square Feet Living: 1946
Year Built: 1972
Above Grade Finished Area: 2100
BelowGradeFinishedArea: 2100
Construction Materials: Advanced Framing, Batts Insulation, Block, CPVC/PVC, Concrete, Combination, Cement Siding, Fiber Cement, Glass, HardiPlank Type, Masonry, Mixed Plumbing
Property Age: 52
Levels or Stories: 2
Structure Type: Detached
House Style: Ranch/Rambler
Total Area Sqft: 4200
Total Below Grade Area: 2100
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The property loan eligibility may be subject to additional requirements beyond geographical location including but not limited to the condition of the property. Speak with a real estate professional to find out more about the eligibility of a specific property.