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Looking to buy in Howard County, Maryland?
There are 20 USDA backed residential loans in Howard county with an average loan balance of $288,596. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 29 years old. The typical appraised home value was around $308,429. On average the rural home size purchased with this loan was approximately 1,511 SqFt. Alternate income limits exist to determine loan eligibility in Howard county. For a household of upto 4 people the income limit is $112,850. For a household of between 5 and 8 people the income limit increases to $148,950.
The size of Howard County is roughly 656 square kilometers. USDA defined regions of rural loan ineligibility in Howard cover 380 square kilometers of the county. Approximately 58.1% of Howard County is ineligible for traditional USDA home loans. The influence score for Howard County is 1. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Howard County, MD
* cities most likely to have USDA loan eligible properties for sale.
Alpha • Annapolis Rock • Carrs Mill • Clarksville • Columbia • Daisy • Dayton • Elioak • Elkridge • Ellicott City • Florence • Fulton • Gary • Glenelg • Glenmar • Glenwood • Gray • Guilford • Hanover • Harwood Park • High Ridge • Highland • Hipsleys Mill • Ilchester • Inwood • Ivory • Knollwood • Lisbon • Marriottsville • Mountview • North Laurel • Oakland Mills • Pine Orchard • Poplar Springs • Roxbury Mills • Saint Johns Manor • Saint Johns Village • Savage • Scaggsville • Simpsonville • Waterloo • Watersville • Wesley Grove • West Elkridge • West Friendship • Woodstock • Worthington
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Howard County.