USDA Geographic Eligiblty Boundaries for Maryland

By area about 20.1% of Maryland is ineligible for rural development USDA home loans.


Regions of Maryland highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

Updated 2024 USDA Loan Boundaries for Maryland

Use the search form to find your favorite counties, cities and zip codes in Maryland.

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Benefits of Rural Life in Maryland:

The rural lifestyle in Maryland offers many benefits, including a slower pace of life, breathtaking natural landscapes, and access to an abundance of outdoor activities. With a vibrant culture rooted in history, Maryland's rural communities provide a unique blend of old-world charm and modern amenities. From the rolling hills and lush forests in the western part of the state, to the picturesque creeks and rivers in the east, Maryland's rural areas offer something for everyone.

General Rural Housing Conditions in Maryland:

Rural housing in Maryland generally offers a more affordable option than urban housing in the state. In rural areas, property taxes are typically lower than in urban areas, and there is often more available land for development. Additionally, rural areas tend to have lower crime rates, making them a safer place to live.

Financing Options for Purchasing Homes in Rural Areas of Maryland:

The Maryland Department of Housing and Community Development offers a variety of financing options for those looking to purchase homes in rural areas of the state. These include the Maryland Mortgage Program, which offers low-interest housing loans with down payment assistance, as well as the Rural Housing Loan Program, which provides financing for the purchase of homes in rural areas of the state. Additionally, the USDA Rural Development program offers loan guarantees and direct loans for home purchases in rural areas.

Rural Living in Maryland

Direct Maryland USDA Program Administration Contact Information

All USDA Rural Development offices located in Maryland are currently in remote status Monday through Friday from 8 a.m. to 4:30 p.m. Appointments may be scheduled through various points of contact and with authorization from the State Director.

Maryland State Office
1221 College Park Drive, Suite 200 Dover, DE 19904
Main Line: (302) 857-3580 / Fax: (855) 389-2236

Featured Property from USDA Loan Eligible Regions of Maryland