Find USDA Eligible Properties in Maine
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 14,570 USDA backed residential loans in Maine with an average loan balance of $118,074. Over 84% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $124,168. On average the rural home size purchased with this loan was approximately 1,335 square feet.
The size of Maine is roughly 91,633 square kilometers. USDA defined regions of rural loan ineligibility in Maine covers about 922 square kilometers of the state. That is a mere 1.01% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Maine include Sanford, Bangor, Scarborough, and South Portland.
Search 16 Counties of Maine 
Androscoggin • Aroostook • Cumberland • Franklin • Hancock • Kennebec • Knox • Lincoln • Oxford • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Penobscot • Piscataquis • Sagadahoc • Somerset • Waldo • Washington • York
States bordering Maine include New Hampshire.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Maine.
Maine was admitted into the United States on March 15th, 1820 where the state capitol today resides in Augusta.
The official motto of the state of Maine is "Dirigo," which is Latin for "I direct" or "I lead." This motto was adopted in 1820 as part of the state's seal, which also includes a pine tree and a farmer and a sailor, representing Maine's agricultural and maritime heritage. The motto is a reminder of the strength and resilience of the people of Maine, who have always been independent and self-reliant.
Learn about the birds and the bugs of Maine!
State Fish: Landlocked Atlantic salmon (Salmo salar sebago)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
The USDA Rural Development staff are dedicated to assisting rural Maine communities through housing, business, and community programs. Their mission is to increase economic opportunity and improve the quality of life for all rural Americans. Rural Development has a State Office located in Bangor, and Area Offices located in Presque Isle, Bangor, Lewiston, and Scarborough.Featured Properties from USDA Loan Eligible Regions of Maine
Hours of operation are Monday through Friday, 8:00 a.m. - 4:30 p.m.
967 Illinois Avenue Suite 4
Bangor ME 04401-2767
Phone: (207) 990-9160
Fax: (855) 589-1060
TDD/TTY: (207) 942-7331
Select from featured USDA loan eligible cities
Rural Homes in Maine during Spring
