Here are some of the pros and cons of home ownership in the town of St. Joseph, Michigan:

Pros:
- St. Joseph, Michigan is a beautiful and charming town situated right on Lake Michigan, which provides stunning views and plenty of recreational activities for residents.
- Home values in St. Joseph have been on an upward trend over the past few years, increasing by over 10% since 2019. This is a good sign for homeowners who are looking to build equity in their homes.
- There is a strong sense of community in St. Joseph, with many local events and festivals that bring residents together.

Cons:
- The cost of living in St. Joseph can be relatively high compared to other areas in Michigan, which could make it difficult for some people to afford home ownership.
- Due to its location on Lake Michigan, St. Joseph can experience harsh winter weather conditions, which could be a downside for those who don't enjoy cold temperatures or snow.
- The town's popularity as a tourist destination could make it feel crowded, especially during the summer months. This could be a downside for those who prefer a more peaceful and less busy environment.