Find USDA Eligible Properties in Bay County

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There are 418 USDA backed residential loans in Bay county with an average loan balance of $91,209. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $90,729. On average the rural home size purchased with this loan was approximately 1,352 SqFt. Bay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Bay County is roughly 1,162 square kilometers. USDA defined regions of rural loan ineligibility in Bay cover 125 square kilometers of the county. Approximately 10.8% of Bay County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Bay County, MI   Bay QR code
* cities most likely to have USDA loan eligible properties for sale.

Aplin Beach   •   *Auburn   •   Bay City   •   Beaver   •   Bentley   •   Brissette Beach   •   Crump   •   Donahue Beach   •   Duel   •   Essexville   •   Fisherville   •   Kawkawlin   •   Killarney Beach   •   Lagoon Beach   •   Linwood   •   Linwood Beach   •   Little Killarney Beach   •   Loehme   •   Meyers Beach   •   Mount Forest   •   Munger   •   Nine Mile   •   North Williams   •   *Pinconning   •   Seidlers   •   Tobico Beach   •   Willard

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Bay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Bay County, Michigan
USDA Boundary Details

Featured Properties from USDA Loan Eligible Regions of Bay County
1818 8 Mile Rd
Kawkawlin, MI

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