Find USDA Eligible Properties in Oakland County


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There are 892 USDA backed residential loans in Oakland county with an average loan balance of $132,592. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $134,211. On average the rural home size purchased with this loan was approximately 1,513 SqFt. Oakland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Oakland County is roughly 2,352 square kilometers. USDA defined regions of rural loan ineligibility in Oakland cover 1,323 square kilometers of the county. Approximately 56.3% of Oakland County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Oakland County, MI   Oakland QR code
* cities most likely to have USDA loan eligible properties for sale.

Andersonville   •   Auburn Hills   •   Berkley   •   Beverly Hills   •   Bingham Farms   •   Birmingham   •   Bloomfield Hills   •   Brandon Gardens   •   Charing Cross   •   Clarkston   •   Clawson   •   Clintonville   •   Clyde   •   Commerce   •   Davisburg   •   Drayton Plains   •   East Highland   •   Farmington   •   Farmington Hills   •   Ferndale   •   Four Towns   •   Franklin   •   Glengary   •   Goodison   •   Hazel Park   •   Hickory Ridge   •   Highland   •   *Holly   •   Huntington Woods   •   Jossman Acres   •   Keego Harbor   •   Lake Angelus   •   Lake Orion   •   Lake Orion Heights   •   Lakeville   •   Lathrup Village   •   *Leonard   •   Madison Heights   •   *Milford   •   New Hudson   •   Novi   •   Oak Park   •   Oakley Park   •   Oakwood   •   Orchard Lake Village   •   *Ortonville   •   *Oxford   •   Perry Lake Heights   •   Pleasant Ridge   •   Pontiac   •   Rochester   •   Rochester Hills   •   Royal Oak   •   Rudds Mill   •   Seven Harbors   •   *South Lyon   •   Southfield   •   Sylvan Lake   •   Thomas   •   Troy   •   Union Lake   •   Village of Clarkston   •   Walled Lake   •   Walters   •   Waterford   •   Waterstone   •   West Highland   •   Westacres   •   White Lake   •   Wixom   •   Wolverine Lake   •   Yates

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oakland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Oakland County, Michigan
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Oakland County
30360 S Hill Ct
New Hudson, MI

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7319 Meadowlake Hills Dr
Bloomfield Hills, MI

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3023 Maganser Dr
Wixom, MI

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