USDA Eligibility Boundaries for Oceana, Michigan Oceana QR code


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There are no geographical USDA loan restrictions in this county. 100% of Oceana County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Oceana county is rated a 4. The average temperature during the month of June is 69.8℉ and the average temperature in January is 23.3℉. The typical humidity of this area is approximately 59% and the area covered by water is 58.64%. The overall influence score for Oceana is 6.

The map below displays geographic boundaries of Oceana, Michigan with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Newaygo is 38 kilometers to the east, Mason is 39 kilometers to the north and Muskegon is 40 kilometers to the south.

Select from the above list of cities in Oceana County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Michigan.


County level USDA loan eligibility boundaries for Oceana, Michigan



Oceana County is located in the west-central region of Michigan's Lower Peninsula. As of the 2020 census, the population of Oceana County was 26,570. The median household income for the county was $46,719, with a poverty rate of 16.2%.

The demographics of Oceana County are mostly white with 94.3% of the population identifying as such, followed by Hispanic or Latino (2.9%), African American (1.3%), and Native American (0.4%).

The cost of living in Oceana County is relatively low, with housing costs averaging about $115,500. The climate is diverse, ranging from hot summers to cold winters. There are plenty of outdoor activities available, including fishing, boating, camping, and hiking.


Oceana, Michigan
Rural homes in Oceana, Michigan
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Michigan USDA program details you can also contact:
USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741
Featured Property from USDA Loan Eligible Regions of Michigan
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23609 W Michigan Ave
Albion, MI

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