Find USDA Eligible Properties in Otsego County


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There are 465 USDA backed residential loans in Otsego county with an average loan balance of $91,362. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $90,904. On average the rural home size purchased with this loan was approximately 1,266 SqFt. Otsego county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Otsego County is roughly 1,363 square kilometers. There are no geographical USDA loan restrictions here. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Otsego County, MI   Otsego QR code
* cities most likely to have USDA loan eligible properties for sale.

Arbutus Beach   •   Elmira   •   Eyedylwild Beach   •   *Gaylord   •   Green Timbers   •   Johannesburg   •   Otsego Lake   •   Pearll City   •   Sparr   •   *Vanderbilt   •   Waters

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Otsego County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Otsego County, Michigan
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Otsego County
767 E Main St
Vanderbilt, MI

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