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Looking to buy in Ottawa County, Michigan?
There are 697 USDA backed residential loans in Ottawa county with an average loan balance of $141,144. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $140,389. On average the rural home size purchased with this loan was approximately 1,416 SqFt. Alternate income limits exist to determine loan eligibility in Ottawa county. For a household of upto 4 people the income limit is $92,200. For a household of between 5 and 8 people the income limit increases to $121,700.
The size of Ottawa County is roughly 1,498 square kilometers. USDA defined regions of rural loan ineligibility in Ottawa cover 361 square kilometers of the county. Approximately 24.1% of Ottawa County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Ottawa County, MI
* cities most likely to have USDA loan eligible properties for sale.
Agnew • *Allendale • Bauer • Beaverdam • Beechwood • Borculo • Conklin • *Coopersville • Crisp • Dennison • Drenthe • Eastmanville • Ferrysburg • Forest Grove • Forest Grove Station • Gitchel • Grand Haven • Grand Valley • Harlem • Harrisburg • Herrington • Holland • Hudsonville • Jamestown • Jenison • Lamont • Macatawa • Marne • New Holland • Noordeloos • North Blendon • Nunica • Oaklawn Beechwood • Olive Center • Ottawa Center • Pearline • Port Sheldon • Reno • Rosy Mound • Rusk • Snug Harbor • South Blendon • Spring Lake • Tallmadge • Virginia Park • Vriesland • West Olive • Wright • Zeeland • Zutphen
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ottawa County.