USDA Eligibility Boundaries for Saginaw, Michigan Saginaw QR code


State Welcome Sign  SaginawCounty Seal
91.9% of Saginaw County is eligible for a USDA home loan.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Saginaw county is rated a 2. The average temperature during the month of June is 70.6℉ and the average temperature in January is 21.4℉. The typical humidity of this area is approximately 59% and the area covered by water is 0.84%. The overall influence score for Saginaw is 2.

The map below displays geographic boundaries of Saginaw, Michigan with a blue border. Regions of Michigan that are highlighted in red are not eligible for USDA backed home loan programs in the state of Michigan. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Shiawassee is 43 kilometers to the south, Midland is 43 kilometers to the north west and Bay is 41 kilometers to the north.

Select from the above list of cities in Saginaw County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Michigan.


County level USDA loan eligibility boundaries for Saginaw, Michigan



Saginaw County is located in the east-central region of Michigan. According to the most recent census, Saginaw County has a population of 197,542 people. The racial and ethnic makeup of the county is 77.2% White, 15.2% African American, 0.9% Native American, 1.4% Asian, and 4.3% from other races. The median household income in Saginaw County is $39,232 and the median home value is $76,900.

The living conditions in Saginaw County vary greatly depending on which city or township one resides in. Generally, living conditions are lower quality in cities such as Saginaw and Buena Vista, while they are higher quality in townships such as Thomas and James. The poverty rate in Saginaw County is approximately 17%, with some areas having higher rates than others. Crime rates are also generally higher in the cities than in the townships.

Overall, Saginaw County is a diverse area with a mix of rural and urban living conditions.


Saginaw, Michigan
Rural homes in Saginaw, Michigan
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Michigan USDA program details you can also contact:
USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741
Featured Property from USDA Loan Eligible Regions of Michigan
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1510 Dean Dr
Albion, MI

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