Find USDA Eligible Properties in Wayne County
Looking to buy in Wayne County, Michigan?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
* WARNING *
Wayne County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.
Start your search for USDA loan eligible properties in the cities of Wayne County, MI 
* cities most likely to have USDA loan eligible properties for sale.
Allen Park • Beech • Belleville • Belleville North • Canton • Cherry Hill • Cherry Island • Dearborn • Dearborn Heights • Denton • Detroit • East Rockwood • Ecorse • Edgewater Heights • Elm • Flat Rock • Fort Wayne • Garden City • Gibraltar • Grand View Acres • Grosse Ile • Grosse Pointe • Grosse Pointe Farms • Grosse Pointe Park • Grosse Pointe Shores • Grosse Pointe Woods • Hamtramck • Hand • Harper Woods • Highland Park • Inkster• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lincoln Park • Livonia • Maple Beach • Martinsville • Melvindale • Milleville Beach • New Boston • Northville • Norton • Plymouth • Redford • River Rouge • Riverview • Rockwood • Romulus • Roulo • Sheldon • Southgate • Stark • Sunnyside • Taylor • Trenton • Village of Grosse Pointe Shores • Waltz • Wayne • West Sumpter • Westland • Willow • Woodhaven • Wyandotte
There are 105 USDA backed residential loans in Wayne county with an average loan balance of $130,440. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $131,160. On average the rural home size purchased with this loan was approximately 1,609 SqFt. Wayne county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Wayne County is roughly 1,639 square kilometers. USDA defined regions of rural loan ineligibility in Wayne cover 1,413 square kilometers of the county. Approximately 86.2% of Wayne County is ineligible for traditional USDA home loans. The influence score for Wayne County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Wayne County.
View the detailed USDA boundaries and read about general conditions of
Wayne County, Michigan
.Wayne County, located in the great state of Michigan, was established on August 15, 1796, as part of the Northwest Territory by European settlers. It was named after General Anthony Wayne, an American Revolutionary War hero. The county is strategically along the western shore of the Detroit River, which was an important transportation and trading route in the past.
In 1701, French explorer and adventurer Antoine de la Mothe Cadillac founded Fort Pontchartrain du Detroit, which marked the beginnings of modern-day Detroit. Over time, the area became a center of trade and commerce, first under French and then British control. The French-Canadian settlers in the region were highly influential in the early days, having brought the Roman Catholic faith, agricultural practices, and established trading networks with Indigenous peoples.
During the 19th century, Wayne County experienced rapid industrialization and population growth with the development of infrastructure like railroads, roads, and canals. The automobile industry boomed at the turn of the 20th century, with Detroit becoming the hub of car manufacturing and earning the nickname "Motor City." The Ford Motor Company, founded by Henry Ford, played a pivotal role in this growth.
Today, Wayne County is the most populous county in Michigan, with Detroit serving as its county seat. It is a culturally diverse region and has a significant African American population. One fun fact about Wayne County is that it is home to the largest population of Arab Americans in the United States, mainly concentrated in the city of Dearborn. Another interesting fact is that the first mile of concrete-paved road in America was built in 1909 on Woodward Avenue between 6 and 7 Mile Roads in Greenfield Township, Wayne County.
Featured Cities of Michigan
browse list of realtors working in Wayne CountyWayne has 5 agents ready to help.
Lisa Kinney
Andrea Reid
Mark Gutierrez
Linda Leporowski
Leonard Tucker
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