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USDA Eligibility Boundaries for Mille Lacs, Minnesota 
There are no geographical USDA loan restrictions in this county. 100% of Mille Lacs County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Mille Lacs county is rated a 3. The average temperature during the month of June is 70.1℉ and the average temperature in January is 10.1℉. The typical humidity of this area is approximately 55% and the area covered by water is 15.74%. The overall influence score for Mille Lacs is 4.
The map below displays geographic boundaries of Mille Lacs, Minnesota with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Mille Lacs County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Minnesota.
Mille Lacs County is located in east-central Minnesota. It is bordered by Aitkin and Kanabec Counties to the north, Isanti and Chisago Counties to the east, Anoka County to the south, and Pine and Crow Wing Counties to the west. As of 2019, the population of Mille Lacs County was 27,721 people.
The median age in Mille Lacs County is 44 years old. About 99% of people in Mille Lacs County are White, 0.2% are Black or African American, 0.8% are Native American or Alaska Native, 0.9% are Asian, 0.3% are some other race, and 1.1% are two or more races. The largest ancestry groups in the county are German (38%), Norwegian (21%), Swedish (13%), Irish (11%), and English (10%).
Mille Lacs County has a median household income of $54,116 and a poverty rate of 8%. The median home value in the county is $156,800 with an average rent of $661 per month. The largest employer in the county is Grand Casino Mille Lacs with 1,500 employees followed by Mille Lacs County Health Care System with 800 employees. There are also several small businesses and farms that provide employment opportunities for local residents.
The living conditions in Mille Lacs County vary depending on where you live in the county. The towns of Isle and Onamia have higher home values than other parts of the county due to their proximity to Grand Casino Mille Lacs and other tourist attractions. Conversely, some rural areas have lower home values due to their distance from urban centers as well as limited access to public services such as health care facilities and public transportation.
Mille Lacs, Minnesota
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Minnesota USDA program details you can also contact:
USDA Rural Development State Office:Featured Property from USDA Loan Eligible Regions of Minnesota
375 Jackson Street | Suite 410
St. Paul, MN 55101
(651) 602-7800
