Living in Holden is a great experience because it is a small, tight-knit community with a strong sense of community spirit. Everyone knows each other and looks out for one another. There are also many recreational activities available in and around Holden such as fishing, camping, and hiking. The school system is also excellent, with excellent teachers and staff who are committed to helping the students succeed.

One not so great thing about living in Holden is that it is a relatively small town with limited job opportunities. It can be hard to find a job that pays enough to make ends meet. Additionally, since the town is so small, there isn't much in terms of entertainment or nightlife.

Pros of homeownership in Holden, Missouri:
- Building equity: As you pay off your mortgage, you slowly build equity in your home. This can be an important asset later on in life, providing you with options for retirement or emergency funds.
- Stable payments: Unlike renting, your monthly mortgage payment is fixed and won't increase over time (unless you have an adjustable-rate mortgage).
- Freedom: As a homeowner, you can renovate or remodel your home to your liking without having to get permission from a landlord.

Cons of homeownership in Holden, Missouri:
- Maintenance and repair costs: As a homeowner, you are responsible for all repair and maintenance costs, which can add up over time.
- Higher upfront costs: Buying a home requires a down payment, closing costs, and other fees that can be a significant expense upfront.
- Less flexibility: While owning a home provides stability, it may also limit your ability to move easily for job or personal reasons.