Positive Aspects:
1. Mount Vernon is located in a rural area, so living in the city gives you access to plenty of outdoor activities, such as fishing, camping, and hiking.
2. Mount Vernon is close to several major cities, including Springfield and Joplin, so it's easy to access amenities and attractions nearby.

Negative Aspect:
Mount Vernon has a high crime rate compared to other cities in the county.

Pros of owning a home in Mount Vernon, Missouri may include:

1. Stable housing costs: Owning a home can provide more stable monthly housing costs compared to renting where rental prices might fluctuate.

2. Equity build-up: As you pay off your mortgage, you are building equity in the property which can lead to long-term financial benefits.

3. Control over your space: With homeownership, you can make your own decisions about the property and have more freedom to decorate, renovate and control your living space.

Cons of owning a home in Mount Vernon, Missouri may include:

1. Maintenance and repair costs: When you own a home, you are responsible for all maintenance and repair costs. This can be expensive, especially if you do not have the skills or time to handle the work yourself.

2. Property taxes: Property taxes can increase over time, adding additional monthly housing expenses.

3. Home values may not appreciate: While homeownership can be a good financial decision in the long term, there is always the possibility that the value of the property may not increase or may even decrease due to market conditions.