USDA loan eligible properties in Benton County, MO 


Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Avery • Bentonville • Blue Branch • Brandon • Cold Springs • *Cole Camp • Crest • Crockerville • Dell • Edmonson • Edwards • Fristoe • Hastain • *Ionia • Knobby • Lake Creek • Lakeview Heights • • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• *Lincoln • Lively • Majorville • Mora • Palo Pinto • Pomosa Heights • Racket • Santiago • Tackner • Valley View • *Warsaw • Whitakerville • White Branch • Wisdom • Zora

There are 154 USDA backed residential loans in Benton county with an average loan balance of $83,448. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $85,627. On average the rural home size purchased with this loan was approximately 1,270 SqFt. Benton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Benton County is roughly 1,946 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Benton County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Benton County.
View the detailed USDA boundaries and read about general conditions of
Benton County, Missouri

Benton County is located in the west-central region of Missouri. Established on January 3, 1835, it was named after Missouri Senator Thomas Hart Benton, a prominent advocate for westward expansion in the United States. The county seat is the city of Warsaw, which was incorporated in 1843. Prior to European settlement, the region was inhabited by various Native American tribes, notably the Osage Nation.
During the mid-19th century, Benton County played a role in the growth of the United States, as its waterways and strategic location made it an essential part of westward expansion. The county is adjacent to the Osage River and close to the Harry S. Truman Reservoir - factors that have significantly contributed to the development of the region economically and socially.
Throughout its history, agriculture has played a major role in Benton County's economy. The fertile land and numerous water resources have supported the cultivation of crops and livestock, shaping the county's rural landscape.
One fun fact about Benton County is that it is home to the Lost Valley Fish Hatchery in Warsaw, which is the largest, most modern fish hatchery facility in the state of Missouri. It was opened in 2001 and has 74 hatchery ponds, spanning over 200 acres. The hatchery produces millions of fish annually, contributing to fish stocking programs and boosting recreational fishing opportunities throughout the state.
Featured Cities of Missouri



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