USDA loan eligible properties in Boone County, MO   Boone QR code

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Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.

*Ashland   •   Browns   •   *Centralia   •   Claysville   •   Columbia   •   Deer Park   •   Easley   •   Elkhurst   •   Englewood   •   *Hallsville   •   Harg   •   *Harrisburg   •   *Hartsburg   •   Hinton   •   *Huntsdale   •   *McBaine   •   Midway • • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing

 

  •   Minnie   •   Murry   •   Oldham   •   *Pierpont   •   Riggs   •   *Rocheport   •   Sapp   •   Shaw   •   Stephens   •   *Sturgeon   •   Switzler   •   Turner   •   Wilton   •   Woodlandville

Featured Properties from USDA Loan Eligible Regions of Boone County
Realtors in Boone browse list of realtors working in Boone County
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Leslie Davis

Keller Williams Lake Of The Ozarks Realty


There are 996 USDA backed residential loans in Boone county with an average loan balance of $124,452. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $124,626. On average the rural home size purchased with this loan was approximately 1,386 SqFt. Alternate income limits exist to determine loan eligibility in Boone county. For a household of upto 4 people the income limit is $91,300. For a household of between 5 and 8 people the income limit increases to $120,500.

The size of Boone County is roughly 1,788 square kilometers. USDA defined regions of rural loan ineligibility in Boone cover 220 square kilometers of the county. Approximately 12.3% of Boone County is ineligible for traditional USDA home loans. The influence score for Boone County is 2. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Boone County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Boone County, Missouri
USDA Boundary Details
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Boone County, located in the great state of Missouri, was established on November 16, 1820, and named in honor of the renowned American frontiersman, Daniel Boone. The county is situated in the central part of the state and covers an area of 685 square miles. Its county seat is Columbia, which is also home to the University of Missouri, founded in 1839.

The area that became Boone County was first inhabited by Native Americans, specifically the Mississippian Culture, followed by the Osage and Missouri tribes. European exploration began with the French in the 18th century, and American settlers started to arrive in the early 19th century. The Boone's Lick Trail, an early pioneer route that originated from St. Charles, Missouri, played a significant role in the county's development by connecting it to the rest of the state.

Boone County has a rich agricultural heritage, with a focus on cropping and cattle farming. The agricultural industry thrived with the arrival of the Missouri-Kansas-Texas Railroad in 1892, providing better transportation and access to markets.

One fun fact about Boone County is that it is home to Rock Bridge Memorial State Park, which features a natural rock bridge, formed by the collapse of a cave's roof, creating an unusual geological formation. The park also hosts more than 15 miles of trails, perfect for outdoor enthusiasts to explore and enjoy the stunning landscape.


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