USDA loan eligible properties in Carroll County, MO   Carroll QR code

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Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.

*Bogard   •   *Bosworth   •   *Carrollton   •   Coloma   •   *De Witt   •   *Hale   •   Leta   •   Mandeville   •   Miles Point   •   *Norborne   •   Palemon • • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing

 

  •   Plymouth   •   Quote   •   Roads   •   South Carrollton   •   Standish   •   Stet   •   Sugartree   •   *Tina   •   Wakenda   •   White Rock

Featured Properties from USDA Loan Eligible Regions of Carroll County
Realtors in Carroll browse list of realtors working in Carroll County

There are 77 USDA backed residential loans in Carroll county with an average loan balance of $70,305. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $73,685. On average the rural home size purchased with this loan was approximately 1,268 SqFt. Carroll county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Carroll County is roughly 1,818 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Carroll County is 4. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Carroll County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Carroll County, Missouri
USDA Boundary Details
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Carroll County, located in the great state of Missouri, was officially established on January 2, 1833, and named in honor of Charles Carroll, a prominent Maryland political leader and signer of the Declaration of Independence. Initially, the county was settled primarily by migrants from Virginia, Kentucky, and Tennessee, who brought their southern agricultural practices and culture with them.

The county's growth was accelerated when the Santa Fe Trail, an important trade route running from Missouri to Santa Fe, opened in the 1820s. The trail passed through Carroll County, allowing settlers to capitalize on increased traffic and opportunities for commerce. During this period, agriculture was the main economic driver with tobacco, corn, wheat, and livestock farming at its center.

In addition to agriculture, the discovery of coal in the county during the 19th century contributed to its development, as mining became an important industry. Carroll County also became a vital transportation hub with the arrival of the Hannibal & St. Joseph Railroad in 1859, connecting the county to other parts of the state and beyond.

Fun fact: Carroll County is home to one of Missouri's 114 "Missouri Century Farms" - farms that have been owned by the same family for over 100 years. The oldest Century Farm in the county, owned by the Gary E. Smith family, was established in 1833, the same year the county was founded, and remains in operation to this day. This highlights the region's longstanding agricultural heritage and ongoing commitment to family farming.


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