Find USDA Eligible Properties in Cedar County
Looking to buy in Cedar County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Cedar County, MO 
* cities most likely to have USDA loan eligible properties for sale.
Arnica • Bearcreek • Cane Hill • Caplinger Mills • Cedar Springs • Claud • Coal Hill • *El Dorado Springs • Filley • *Jerico Springs • Lebeck• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Masters • Olympia • Osiris • Pacetown • *Stockton • Umber • *Umber View Heights • Virgil City • Wagoner • Willowville
There are 142 USDA backed residential loans in Cedar county with an average loan balance of $85,129. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $86,000. On average the rural home size purchased with this loan was approximately 1,356 SqFt. Cedar county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cedar County is roughly 1,292 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cedar County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Cedar County.
View the detailed USDA boundaries and read about general conditions of
Cedar County, Missouri
.Cedar County is a picturesque county located in the great state of Missouri within the United States. Established on February 14, 1845, it was named after Cedar Creek, a prominent stream in the area. The county was carved out from parts of Dade, Polk, and St. Clair counties. Cedar County is a part of the Springfield-Branson metropolitan area and covers an area of 498 square miles. Stockton is the county seat, and other key towns in the region include El Dorado Springs, Jerico Springs, and Umber View Heights.
In the early days, European settlers, mainly of English, Irish, and German descent, migrated to the region in the 1830s and were drawn to the fertile land and abundant resources. Cedar County was predominantly an agricultural community. Its advantageous position near Cedar Creek and location along several key transportation routes facilitated trade and economic growth in the area.
One fun fact about Cedar County is that it attracts many visitors and residents for outdoor recreational activities such as hunting, fishing, and camping, largely due to Stockton Lake. This man-made reservoir was completed in 1973 and is a major attraction for water sports and outdoor enthusiasts. Additionally, the picturesque landscape and friendly towns make Cedar County, Missouri, a great place to explore and experience authentic Midwestern charm.
Featured Cities of Missouri
browse list of realtors working in Cedar CountyCedar county has 1 usdaproperties.com realtor ready to help with your search!
| July 2025 Featured Agent | |
|---|---|
| Joann Cash | from Curtis |
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