Find USDA Eligible Properties in Clay County


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There are 699 USDA backed residential loans in Clay county with an average loan balance of $137,048. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $137,925. On average the rural home size purchased with this loan was approximately 1,341 SqFt. Alternate income limits exist to determine loan eligibility in Clay county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.

The size of Clay County is roughly 1,060 square kilometers. USDA defined regions of rural loan ineligibility in Clay cover 539 square kilometers of the county. Approximately 50.9% of Clay County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, MO   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Arley   •   Avondale   •   Birmingham   •   Chandler   •   Claycomo   •   Ectonville   •   *Excelsior Springs   •   Gladstone   •   Glenaire   •   Harlem   •   *Holt   •   *Kearney   •   Liberty   •   Maple Park   •   Miltondale   •   Missouri City   •   Mosby   •   North Kansas City   •   Oaks   •   Oakview   •   Oakwood   •   Oakwood Park   •   Paradise   •   Pleasant Valley   •   *Prathersville   •   Randolph   •   *Smithville   •   Stockdale   •   Winner   •   Woodhill

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Clay County, Missouri
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Clay County
335 S LA Frenz Rd
Liberty, MO

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5553 N Woodland Ave
Kansas City, MO

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31608 Old Stage Rd
Excelsior Springs, MO

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908 Owen St
Excelsior Springs, MO

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