Find USDA Eligible Properties in Howell County
Looking to buy in Howell County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Howell County, MO 
* cities most likely to have USDA loan eligible properties for sale.
Amy • Arditta • *Brandsville • Burnham • Caulfield • Chapin • Crider • Cull • Cureall • Egypt Grove • Fanchon • Grimmet • Hocomo • Hutton Valley • Lanton • Lebo• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Leota • Moody • *Mountain View • Olden • Peace Valley • *Pomona • Pottersville • *South Fork • Sterling • Trask • Turnerville • *West Plains • White Church • *Willow Springs
There are 497 USDA backed residential loans in Howell county with an average loan balance of $94,907. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $98,623. On average the rural home size purchased with this loan was approximately 1,463 SqFt. Howell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Howell County is roughly 2,401 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Howell County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Howell County.
View the detailed USDA boundaries and read about general conditions of
Howell County, Missouri
.Howell County is located in the southern part of the great state of Missouri. The county was officially established on March 2, 1857 and named in honor of Josiah Howell, a pioneer settler who played a significant role in the creation of the county. It covers an area of 928 square miles, with its county seat in West Plains, the largest city in the county.
The region was initially inhabited by Native American tribes such as the Osage, who were then displaced by European settlers in the early 19th century. Settlers were primarily attracted to the county due to its fertile soil, ideal for farming and agriculture. The Old Ozarks Trail, one of the earliest trails used by travelers in search of settling lands, crossed through Howell County, further contributing to the area's growth.
During the American Civil War, Howell County experienced conflict and divisions among its residents, as it was a border state with citizens supporting both the Union and Confederate sides. Many skirmishes and battles took place in and around the county.
In the late 19th and early 20th centuries, the development of the railroad system fostered the growth of industry in Howell County, particularly timber, agriculture, and commerce. Commerce flourished.
Over time, the economy diversified to include a variety of industries such as manufacturing, healthcare, education, and tourism.
A fun fact about Howell County is that it hosts the annual Old-Time Music, Ozarks Heritage Festival in West Plains, celebrating the rich musical and cultural heritage of the Ozarks region. The festival showcases traditional music, arts, crafts, and storytelling.
Sources:
1. State Historical Society of Missouri. (n.d.). Missouri Counties: Howell County. Retrieved from https://shsmo.org/manuscripts/ramsay/ramsay_howell.html
2. Missouri Ozarks Community Health. (n.d.). About Howell County. Retrieved from https://www.mo-ozarks.org/about-howell-county/
3. Old-Time Music, Ozarks Heritage Festival. (n.d.). About the Festival. Retrieved from https://www.oldtimemusic.org/about-the-festival/
Featured Cities of Missouri
browse list of realtors working in Howell CountyHowell county has 1 usdaproperties.com realtor ready to help with your search!
| July 2025 Featured Agent | |
|---|---|
| Luther Smith | from Assurance Realty |
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