Find USDA Eligible Properties in Lawrence County
Looking to buy in Lawrence County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Lawrence County, MO 
* cities most likely to have USDA loan eligible properties for sale.
Albatross • *Aurora • Bonham • Bowers Mill • *Chesapeake • Dry Valley • Elliott • *Freistatt • Globe • Grays Point • *Halltown • Heatonville • *Hoberg • Lawrenceburg • Logan • *Marionville • McKinley • *Miller • *Mount Vernon• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Nickelville • Olinger • Opal • Orange • Paris Springs • Phelps • *Pierce City • Plew • Red Oak • Rescue • Round Grove • Sage Hill • Spencer • Stinson • *Stotts City • *Verona
There are 501 USDA backed residential loans in Lawrence county with an average loan balance of $89,970. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $91,559. On average the rural home size purchased with this loan was approximately 1,443 SqFt. Lawrence county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lawrence County is roughly 1,588 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lawrence County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Lawrence County.
View the detailed USDA boundaries and read about general conditions of
Lawrence County, Missouri
.Lawrence County is a county located in the southwestern part of the state of Missouri, United States. It was founded in 1845 and named after James Lawrence, a naval officer who served in the War of 1812.
The county's early economy was based on agriculture and mining, and it later became a center of manufacturing and transportation in the 19th and early 20th centuries.
Featured Cities of Missouri
browse list of realtors working in Lawrence CountyLawrence county has 2 usdaproperties.com realtors ready to help with your search!
| July 2025 Featured Agents | |
|---|---|
| Elaine Montomery | from Murney Associates |
| Terry Bedsworth | from MURNEY ASSOCIATES |
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